Portfolio Manager - Wilson, NC

FirstBank; Wilson (NC); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

PTO 20 days

Holidays 11

Health Insurance

401K/ESOP

Life Insurance

Long-term Disability

Job summary

First Bank and Trust in Wilson, NC is looking for an experienced Portfolio Manager to support Commercial Loan Officers in managing a growing loan portfolio. The role combines underwriting, risk analysis, and loan documentation to ensure quality and timely administration.

The ideal candidate has a minimum of 5 years in portfolio management, strong financial analysis skills, and proficiency with Excel and Word. Excellent communication and client engagement abilities are required.

Qualifications

• Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related field.
• Minimum of 5 years of portfolio management experience in banking or related field.
• Proven expertise in financial analysis, risk management, and due diligence processes.
• Strong working knowledge of Excel and Word.
• Excellent written and verbal communication skills.
• Ability to engage with clients professionally.

Responsibilities

• Support Commercial Loan Officers and portfolio relationships.
• Manage a commercial loan portfolio for quality, profitability, and growth.
• Underwrite and verify credit requests to ensure policy compliance.
• Serve as primary contact and account manager for assigned relationships.
• Assist in underwriting credit requests and risk assessments.
• Prepare loan packages, commitment letters, and credit narratives.
• Maintain accurate loan files and data integrity.
• Resolve loan-related issues and assist in closings.
• Monitor industry trends and portfolio risk indicators.

Skills

Financial analysis

Risk management

Due diligence

Excel

Communication

Client engagement

Education

Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related field

Tools

Excel

Word

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Wilson, NC, US

3 days ago Requisition ID: 1404

Were Growing in Wilson, North Carolina, and We Want You on Our Team!

The First Bank and Trust Company is hiring an experienced Portfolio Manager to support our Commercial Loan Officers in North Carolina. This role is critical to ensuring the strength and quality of our commercial loan relationships. The role involves a mix of underwriting, risk assessment, credit analysis, and loan documentation support, with a focus on managing new and renewed loan portfolios and ensuring timely loan administration.

If you are highly organized, detail-oriented, have analytical skills and enjoy building relationships then we want to tell you more about the Portfolio Manager position.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Support the Commercial Loan Officers.
• Assist with managing a commercial loan portfolio, ensuring quality, profitability, and growth.
• Complete new and renewed loan underwriting and verification of credit request packages to ensure compliance with Bank policies.
• Service as the primary contact and account manager for certain relationships.
• Assist in underwriting credit requests and risk assessments for new and renewing loans.
• Support the creation of loan packages, commitment letters, and credit narratives.
• Maintain accurate loan files and documentation, ensuring data integrity.
• Provide customer service by resolving loan-related issues and assisting in loan closings.
• Stay informed on industry trends and economic developments affecting the portfolio.
• Monitor and manage past dues, overdrafts, and risk-grading processes for the assigned portfolio.
• Perform other duties as assigned by commercial loan officers.

MINIMUM EDUCATION AND SKILLS:

• Bachelor3s degree in Accounting, Finance, Economics, Business Administration, or a related field.
• Minimum of 5 years of experience in portfolio management, loan processing, or related banking field.
• Proven expertise in financial analysis, risk management, and due diligence processes.
• Working knowledge of Excel, and Word.
• Excellent communication skills, both written and verbal.
• Communicate effectively and conformable engaging with clients.
• Math, analytical, and accounting skills.

BENEFITS:

• PTO Leave is 20 days per year earned on a monthly basis.
• First Bank and Trust recognizes11 paid holidays, when the holidays occur during the work week.
• Medical, Dental and Vision Insurance starts the 1st day of the month after hire date.
• Employees are automatically enrolled in the bank's 401K/ESOP Plan.
• First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary.
• First Bank and Trust provides long-term disability insurance coverage.

The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment

First Bank and Trust is an Equal Opportunity EmployerEOE/AA/M/F/Disabled/Veteran