Portfolio Manager

The Windsor Consulting; New York (NY); On-site; USD 99,000 - 121,000; Full time

Job summary

A staffing and recruiting firm in Midtown, NYC is seeking a Talent Acquisition specialist to manage the Banking Americas lending portfolio. The role requires extensive experience in credit portfolio management and a strong understanding of banking products. Key responsibilities include monitoring portfolio profitability, conducting credit risk assessments, and providing onboarding solutions for new capital requests. Candidates must hold a four-year degree and have eligibility to work in the US. Competitive salary offered.

Qualifications

• 3–5 years of credit portfolio management or relevant experience.
• Strong understanding of banking products including loans and securitization.
• Eligibility to work in the US.

Responsibilities

• Assist in managing the Banking Americas portfolio.
• Provide onboarding solutions for new capital requests.
• Conduct assessments on credit risks and develop action plans.

Skills

Credit portfolio management

Banking product knowledge

Effective communication

Analytical skills

MS Office proficiency

Education

Four‑year degree in Accounting, Business, Finance, or Economics

Tools

Capital IQ

Bloomberg

Job description

Talent Acquisition specialist at The Windsor Consulting

Location: Midtown, NYC

Job Type: Full-time

Salary Range: 110k

SUMMARY

We are looking for a candidate who will be responsible for active and dynamic portfolio management and monitoring of the Banking Americas lending portfolio with a focus on optimizing profitability and capital usage.

PRINCIPAL DUTIES AND RESPONSIBILITIES

• Assist in managing the overall Banking Americas portfolio.
• Manage the Business Selection Committee (BSC) pipeline for capital allocation proposals to ensure that all proposals are submitted in a timely fashion and are signed off by the Portfolio Management team.
• Provide onboarding advisory solutions of new capital requests to Banking Americas including but not limited to:
• Provide comments and observations on BSC presentations prior to final submission for committee review.
• Validate data entry on the profitability models to ensure that the proposed and existing transactions are modeled correctly.
• Guide and advise on profitability metrics including offering solutions to maximize/improve profitability.
• Act as the point of contact for deal teams for client capital onboarding and strategic deal advisory.
• Conduct non‑bias scrutiny of client value propositions at the point of origination to make deal teams aware of potential challenges that could be addressed during negotiations.
• Advise deal teams on achieving target risk appetite with the use of various risk mitigation tools to support transaction execution and generate ancillary cross‑selling opportunities for core clients.
• Serve as a center of excellence for bank profitability metrics, capital calculations, and provide advisory and education to bankers and product partners at point of origination.
• Provide transparency to risk mitigation tools/costs to meet potential risk appetite thresholds ensuring costs are factored into profitability metrics.
• Track client and portfolio profitability to ensure that BSC cross‑sell promises/forecasts from product partners are delivered.
• Monitor the Banking Americas portfolio using early warning indicators for sectors and specific credits.
• Actively scrutinize single names and sectors of post‑origination to identify potential credit migration risks, forming proprietary views and developing recommendations.
• Perform fundamental credit risk deep‑dive assessments on sectors and specific credits triggered by early warning indicators to form a view and develop an action plan.
• Coordinate internally with Sector Team Leaders to forecast and report Banking Americas credit charges.
• Provide regular and ad‑hoc reporting on portfolio composition and various risk metrics.
• Anticipate, assess, and analyze event‑driven risk on the portfolio (natural disasters, political instability, systemic shifts in industry business models).
• Advise and/or manage stressed and distressed credits in the portfolio.
• Identify issues with transaction booking, correct errors in booking systems, and ensure that collateral protections are properly reflected to influence the Bank’s balance sheet and P&L.
• Assist with other administrative duties and projects, including the execution of live transactions, as assigned.
• Participate in periodic ad‑hoc projects.

MINIMUM JOB REQUIREMENTS OR EXPERIENCE

• Eligible to work in the US.
• Four‑year college degree in Accounting, Business, Finance, or Economics, or a strong quantitative background.
• 3–5 years of credit portfolio management or relevant experience.
• Strong understanding of banking products including documentation (loans, trade finance, leasing, securitization, project finance, etc).
• Understanding of regulatory capital, RWA calculations, and Basel accord.
• Understanding of Credit Default Swaps, Credit Risk Insurance, Loan Sales, and other risk mitigation products.
• Cross‑sector expertise is a plus.
• Effective oral and written communication skills.
• Strong PC skills, including knowledge of MS Word, PowerPoint, and Excel (including Capital IQ and Bloomberg).
• Good interpersonal skills, team‑oriented personality, and capacity to effectively organize and multi‑task in a fast‑paced environment.

Seniority level

Mid‑Senior level

Employment type

Full‑time

Job function

Management

Industries

Staffing and Recruiting

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