Portfolio Manager

Ohio Capital Corporation; Columbus (OH); On-site; USD 95,000 - 130,000; Full time

Job summary

OCFC seeks a Portfolio Manager to enhance financial performance and mission impact by proactively overseeing a diversified loan portfolio, monitoring performance and risk, and ensuring covenant compliance across multiple systems.

The role collaborates with OCFC’s Lending and Servicing teams and OCCH to balance risk management with mission-driven flexibility, including reporting to Board committees and funders.

Qualifications

• BA/BS required in real estate finance, economics, business, accounting, or related field.
• Minimum 5 years in real estate lending, finance, development, or credit analysis.
• Experience with LIHTC regulations and affordable housing programs is essential.

Responsibilities

• Monitor active loan portfolio, covenant compliance and repayments.
• Develop and implement portfolio management policies and documentation.
• Oversee loan collateral valuation and risk assessments.
• Prepare periodic portfolio reports for OCFC Board and funders.

Skills

LIHTC regulations

Credit analysis

Portfolio management

Financial statement review

Risk assessment

Collaboration across teams

Education

Bachelor's in real estate finance or related field

Job description

The Portfolio Manager enhances the financial performance and mission impact of OCFC’s portfolio through the proactive oversight of all closed loans. This position is responsible for evaluating loan performance, identifying areas of risk, monitoring borrower compliance, and mitigating potential loan losses. This role collaborates closely with OCFC’s Lending and Servicing teams, and OCCH Asset Management and Finance to balance timely risk management with mission-driven flexibility.

Essential Job Functions:

• Manage OCFC’s active loan portfolio, encompassing monitoring loan and project performance, covenant compliance, and repayment activities.
• Support the development and implementation of a comprehensive portfolio management framework that includes standardized policies, processes, and documentation across OCFC’s various data systems
• Provide ongoing oversight, tracking, and valuation of loan collateral and security
• Conduct routine risk assessments, project financial reviews, and guarantor assessments. Identify areas of risk and provide proposals for mitigation. Collaborate with OCCH Asset Management to incorporate internal reports and assessments.
• Prepare and present periodic portfolio reports and dashboards for OCFC’s Board committees, funders, and leadership, including risk trends, extensions, delinquencies, covenant compliance, etc.
• Deliver and monitor pledged loans / collateral for compliance and reporting requirements

Loan Servicing

• Facilitate the construction to permanent loan conversion process, providing administrative oversight and approval of all conversion requirements
• Lead delinquency management and workout strategies, including borrower engagement, repayment plans, and escalation recommendations
• Direct the maturity extension and modification process, including preparing and presenting memos and recommendations to leadership and the Loan Committee
• Collaborate with the Servicing team to help ensure accurate loan data across OCFC’s various systems

Additional Team Support

• Assist the Lending team by providing portfolio and partner specific information for deal structuring and underwriting.
• Partner with OCCH Finance on portfolio analytics and cashflow forecasting
• Help ensure compliance with federal, state, local, and CDFI Fund requirements, as well as internal lending policies

Education/Certifications:

• Bachelor's degree in real estate finance, economics, business, accounting, or related field

Work Experience:

• Minimum of 5 years of experience in real estate lending, finance, development, credit analysis, or related financial services sector
• Excellent organizational, written and verbal communication skills

Knowledge, Skills & Abilities:

• Understanding of Low-Income Housing Tax Credit (LIHTC) regulations, along with experience with federal, state, and local affordable housing programs
• Familiarity with Community Development Financial Institution Fund programs
• Strong financial and analytical skills, including experience reviewing financial statements and credit underwriting reports, and assessing credit risk
• Knowledge of loan documentation, servicing systems, and risk management practices
• Ability to independently manage multiple priorities and work collaboratively across teams

About OCFC and OCCH:

Ohio Capital Finance Corporation (OCFC) is the lending affiliate of OCCH and a certified Community Development Financial Institution (CDFI). OCFC provides flexible financing solutions that support the development and preservation of affordable housing and strengthen communities. Through partnerships with developers, financial institutions, foundations, public entities, and other mission-aligned organizations, OCFC helps bring capital to projects that create meaningful and lasting community impact.

OCCH is an independent, mission-driven nonprofit corporation based in Columbus, Ohio, who works with private and public developers to create affordable housing opportunities. Since its inception, OCCH has raised over $7 billion in private capital and invested in over 66000 units of affordable housing in over 1,000 developments.

Our mission is to advance the preservation, production, and management of affordable housing through collaborative partnerships and innovative thought leadership. Our mission is at the heart of everything we do. Our core values are our building blocks and foundation. Our values of CREATING: Collaboration & Communication, Respect, Expertise, Accountability, Trust, Innovation, Inclusion & Growth, will guide our behaviors ensuring a consistent focus on quality and progress toward our vision. Ideal candidates will be passionate about our mission and exhibit our core values with a commitment to continuous improvement and growth.

OCFC and OCCH are an equal opportunity employer. Equal employment opportunity is not only good practice - it is the law and applies to all areas of employment, including recruitment, selection, hiring, training, transfer, promotion and demotion, termination, compensation, and benefits. As an equal opportunity employer, OCFC and OCCH prohibits unlawful discrimination based on race, religion, creed, color, national origin or ancestry, sex, age, marital status, sexual orientation, gender, gender identity, gender expression, genetic expression, disability, veteran or military status, or any other basis that would be in violation of any applicable federal, state or local law.