Portfolio Analyst

Quontic Bank; San Diego (CA); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Building/Supporting Your Family

Career Growth Opportunities

Financial Security

Health and Well-Being

Paid Time Away

Job summary

Quontic Bank is seeking a Portfolio Analyst in San Diego, CA, responsible for monitoring borrower performance and raising credit concerns. The ideal candidate will need to analyze financial statements and assist in underwriting modifications. This role requires collaboration with management teams and strong analytical skills.

Qualifications include a Bachelor’s Degree or relevant experience and 1-2 years in a related field. Quontic Bank values diversity and is offering benefits focused on career growth, financial security, and overall well-being.

Qualifications

• 1-2 years of related experience or public accounting preferred.

Responsibilities

• Assist in underwriting modifications or renewals for borrowers.
• Collaborate with management teams to understand performance needs.
• Complete borrower risk assessments.
• Conduct financial analysis of borrowers' credit and collateral.
• Maintain data integrity in internal bank systems.

Skills

Ability to analyze financial statements

Ability to multitask in a fast-paced environment

Above average knowledge of MS Word and Excel

Great attention to detail

Comfortable interacting directly with clients

Self-Starter

Strong analytical skills

Strong interpersonal, writing, and oral communication skills

Education

Bachelor’s Degree or relevant work experience or training

Job description

Job Highlights

• Title: Portfolio Analyst
• Type: Full Time
• Experience: Required
• Function: Admin Support
• Location: San Diego, CA, United States
• Company: Banc of California

Company Profile

Banc of California (Bank) offers a broad range of loan and deposit products and services. It focuses on providing banking and treasury management services to small, middle‑market, and venture‑backed businesses.

Job Profile

The bank is searching for a Portfolio Analyst who will be responsible for monitoring the performance of borrowers, identifying deviations from expected performance, and raising credit concerns to the portfolio team. Strive to understand the client’s operating performance and needs, and work to build strong working relationships both internally and externally. Performs all duties following the Company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates.

Education Level

• Bachelor’s Degree or relevant work experience or training

Work Experience

• 1-2 years of related experience or public accounting (preferred)

Duties/Responsibilities

• Assist in underwriting modifications or renewals for borrowers, and help present deals to the credit committee.
• Collaborate with management teams of portfolio companies to understand performance and financial needs.
• Complete borrower risk assessments.
• Conduct financial analysis of credit and collateral of borrowers, with an emphasis on data collection and analysis.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes a working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
• Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values.
• Maintain data integrity in internal bank systems related to financials or other key information.
• Perform financial, operational, valuation, and transactional analyses.
• Produce internal deliverables.
• Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions.
• Validate borrower compliance based on the Loan & Security Agreement.
• Performs other duties and projects as assigned.

Skills/Knowledge/Abilities

• Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
• Ability to multitask in a fast‑paced environment
• Above average knowledge of MS Word and Excel
• Candidate must have great attention to detail
• Comfortable interacting directly with clients
• Self‑Starter
• Strong analytical skills and resourcefulness are necessary to complete in‑depth industry and market analyses
• Strong interpersonal, writing, and oral communication skills

Working Conditions

• Travel to client sites

Other Requirements

• Performs the position safely, without endangering the health or safety of others, and will be expected to report potentially unsafe conditions.
• The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.

Benefits/Perks

• Building/Supporting Your Family
• Career Growth Opportunities
• Financial Security
• Health and Well‑Being
• Paid Time Away

Employer’s Statement

Banc of California is an Equal Opportunity Employer.