Portfolio Analyst

Bank CMG; Madison (WI); Hybrid; USD 70,000 - 90,000; Full time

Job summary

Bank CMG is seeking a Portfolio Analyst to connect Credit, Loan Operations, and Business Developers across the loan lifecycle. You will analyze diverse asset classes and maintain strong client relationships while supporting growth in Southern Wisconsin markets.

The role emphasizes hands-on credit evaluation, risk monitoring, and occasional travel to client sites. A Bachelor's degree in Business and 2–4 years in credit is required, with a hybrid work arrangement in Madison, WI.

Qualifications

• Bachelor’s degree in Business (Finance or Accounting preferred).
• 2–4 years of commercial credit, portfolio management, or lending experience.
• Strong knowledge of financial statement analysis, credit structuring, and loan documentation.
• Credit risk awareness and ability to review portfolio health.
• Ability to work a flexible hybrid schedule with Madison, WI office days.

Responsibilities

• Drive the deal pipeline by coordinating workflow between Business Developers, Credit Analysts, and Loan Operations.
• Deliver high-touch service as the primary contact for borrowers with fast turnaround times.
• Manage credit risk through annual reviews, covenant monitoring, and financial statement evaluation.
• Work across asset classes including CRE, Multi-Family, C&I, Equipment, Non-QM and ABL.
• Travel up to 40% to client operations and support business development efforts.

Skills

Credit analysis

Relationship management

Financial statement analysis

Portfolio management

Attention to detail

Education

Bachelor's degree in Business (Finance or Accounting preferred)

Job description

At Bank CMG, we believe strong local banking drives vibrant communities. Operating from our headquarters in Madison and serving market centers across Southern Wisconsin, Bank CMG provides tailored commercial credit and financial solutions to businesses at every stage of their lifecycle. Our success is rooted in local credit decision-making, deep sector expertise, and an unwavering commitment to high-touch client service. As we expand our enterprise presence, we offer financial professionals a dynamic environment where your work has a direct, visible impact on regional economic growth.

The Opportunity

Are you a credit professional who loves the analytical side of banking but thrives when interacting with clients and driving deals across the finish line?

As a Portfolio Analyst, you will serve as the engine connecting Credit, Loan Operations, and Business Developers. You won't just sit behind a spreadsheet—you’ll be a high-visibility resource managing relationships across the entire relationship and loan lifecycle (from origination and renewal to payoff). You’ll touch a wide spectrum of asset classes, including Commercial Real Estate, Multi-Family, C&I, Equipment, Non-QM and Asset-Based Lending.

What You’ll Do

• Drive the Deal Pipeline: Act as the central air-traffic controller coordinating workflow between Business Developers, Credit Analysts, and Loan Operations.
• Deliver High-Touch Service: Serve as a primary point of contact for borrowers, ensuring fast turnaround times and an outstanding client experience.
• Manage Credit Risk: Oversee portfolio health by conducting annual reviews, monitoring covenants, evaluating financial statements, and keeping exceptions low.
• Work Across Asset Classes: Analyze and structure credit across diverse portfolios (CRE, Multi-Family, C&I, Equipment, Non-QM and ABL).
• Hit the Road (Occasionally): Travel up to 40% to visit client operations, conduct site visits, and participate in business development efforts.

What We’re Looking For

• Education: Bachelor’s degree in Business (Finance or Accounting major preferred).
• Experience: 2 to 4 years of commercial credit, portfolio management, or lending experience.
• Bonus Points: Experience working in credit risk consulting or credit review tailored to community banks is a major plus!
• Credit Acumen: Strong knowledge of financial statement analysis, credit structuring, and loan documentation.
• Location Flexibility: Ability to work a flexible hybrid schedule with periodic time spent in our Madison, WI office.

Why Join Our Team?

• Impact & Visibility: At a $1.5B bank, your work matters. You’ll have direct exposure to senior leadership and real influence over process efficiency.
• Work-Life Integration: Enjoy a hybrid work setup that respects your autonomy while maintaining team synergy.
• Career Growth: We invest in our people and prioritize internal promotion for high performers.