Portfolio Manager

The Agency; Town of Texas (WI); On-site; USD 70,000 - 90,000; Full time

Job summary

The Agency, located in Town of Texas, Wisconsin, is seeking a Portfolio Manager to support its commercial banking team. This role involves working closely with commercial lenders to assist in portfolio management, credit analysis, underwriting, and client relationship support.

The ideal candidate will have strong analytical skills, a minimum of 3 years' experience in commercial lending, and a commitment to exceptional client service. This position provides an excellent opportunity for career growth in a collaborative work environment.

Qualifications

• 3+ years of experience in banking, commercial lending, or credit analysis.
• Strong attention to detail and organization.
• Proficiency in analyzing financial statements and tax returns.

Responsibilities

• Support management of commercial loan portfolios.
• Underwrite commercial credit opportunities.
• Prepare credit presentations and loan packages.

Skills

Commercial credit underwriting

Financial analysis

Customer service

Analytical skills

Relationship management

Education

Bachelor’s degree in Business, Finance, Accounting, or related field

Tools

Microsoft Office

Banking systems

Financial software

Job description

A well-established financial institution with a strong commitment to relationship banking is seeking a Portfolio Manager to support its growing commercial banking team. This individual will serve as a critical partner to Commercial Lenders by assisting with portfolio management, credit analysis, underwriting, and ongoing relationship support. The organization values collaboration, sound credit practices, and a client-focused approach to banking.

The Portfolio Manager will be responsible for supporting commercial lending activities through credit analysis, underwriting, portfolio monitoring, and client relationship management. This role is ideal for a credit-focused banking professional with strong analytical abilities and a solid understanding of commercial lending principles.

Key Responsibilities

• Support Commercial Lenders in the management and growth of commercial loan portfolios
• Underwrite commercial credit opportunities by analyzing financial statements, tax returns, cash flow, and collateral positions
• Prepare credit presentations, loan packages, and financial analyses for loan approval and review processes
• Monitor covenant compliance and ongoing portfolio performance to ensure strong asset quality
• Interact with borrowers, attorneys, accountants, and other third parties to obtain information necessary to underwrite, close, and monitor loans
• Serve as a key point of contact for commercial and consumer banking clients, providing responsive and professional service
• Maintain accurate loan documentation and ensure compliance with internal policies and regulatory requirements
• Assist with annual reviews, credit renewals, risk rating assessments, and portfolio maintenance activities
• Monitor delinquency within assigned portfolios and assist with collection efforts as necessary
• Identify opportunities to deepen client relationships through treasury management, deposit products, and other banking services
• Support business development efforts through relationship building and participation in community and networking activities
• Keep lending officers informed of client needs, credit concerns, and relationship opportunities
• Ensure a high level of customer satisfaction throughout the loan process and ongoing relationship lifecycle

Required Qualifications

• Bachelor’s degree in Business, Finance, Accounting, or a related field preferred
• Minimum of 3+ years of experience within banking, commercial lending, credit analysis, or a related financial services environment
• Strong commercial credit underwriting and financial analysis skills
• Ability to analyze business financial statements, tax returns, and cash flow performance
• Understanding of commercial lending structures, loan documentation, and portfolio management practices
• Strong attention to detail and organizational skills
• Exceptional customer service and relationship management abilities
• Demonstrated problem-solving, analytical, and decision-making capabilities
• Strong written and verbal communication skills
• Proficiency with banking systems, financial software, and Microsoft Office applications
• Ability to manage multiple priorities while maintaining accuracy and meeting deadlines
• High level of integrity, professionalism, and sound judgment

This is an excellent opportunity for a credit-oriented banking professional seeking to expand their commercial banking expertise while working alongside experienced lenders in a collaborative environment. The position offers exposure to a diverse commercial portfolio and provides a strong path for long-term career growth within commercial banking. For immediate consideration, please contact Nate Algood directly.

Equal Employment Opportunity Statement

The Agency Recruiting follows Equal Employment Opportunity (EEO) guidelines and considers all qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other protected characteristic under applicable law.