Personal Lines Underwriter

Auto-Owners Insurance; Mesa (AZ); Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive base salary

Matched 401(k)

Fully‑funded pension plan

Bonuses

Generous paid time off

Job summary

Auto‑Owners Insurance is seeking an underwriter in Mesa, AZ to learn (P/C) coverages and underwriting procedures, reading policies and forms, and forming decisions with sound judgment.

The role offers in‑person training followed by a merit‑based work‑from‑home program, with up to three days remote weekly. Strong communication and data‑organization skills are required along with a degree or equivalent underwriting experience.

Qualifications

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi‑task and make decisions independently.
• Above‑average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures in order to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Skills

Organizational skills

Communication skills

Report writing

Decision making

Problem solving

Learning ability

Education

Bachelor’s degree or direct equivalent experience with property/casualty underwriting

Job description

Job Description

A career at Auto‑Owners is challenging and rewarding. Our group of caring associates creates financial security by helping individuals and businesses make a new start when a loss occurs. The role is a merit‑based work‑from‑home program with up to 3 days per week after initial in‑person training.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures in order to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

Desired Skills & Experience

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi‑task and make decisions independently.
• Above‑average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through participation in approved educational programs.

Benefits

Auto‑Owners offers a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. In addition to a competitive base salary, matched 401(k), fully‑funded pension plan (once vested), and bonus programs, Auto‑Owners provides generous paid time off including holidays, vacation days, personal time, and sick leave.

Equal Employment Opportunity

Auto‑Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

Work Authorization Requirement

Ability to work in the U.S. without current or future sponsorship is a requirement.