Entry Level Underwriter

Auto-Owners Insurance; United States; Hybrid; USD 50,000 - 70,000; Full time

Benefits offered by this job

Matched 401(k)

Fully-funded pension plan

Generous paid time off

Training program and employee mentoring

Job summary

Auto-Owners Insurance is seeking a dedicated individual for an underwriting role. This position involves learning insurance coverages and making informed decisions based on company philosophy and procedures.

The ideal candidate will have a Bachelor’s degree or equivalent experience, strong communication skills, and a commitment to continual learning. Benefits include a competitive salary, matched 401(k), and generous paid time off.

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Qualifications

• Bachelor’s degree or equivalent experience with property/casualty underwriting.
• Ability to make decisions independently and communicate effectively.
• Willingness to participate in educational programs for continuous development.

Responsibilities

• Learn various insurance coverages and company procedures.
• Interpret documents to support underwriting decisions.
• Analyze financial conditions and risks.
• Communicate effectively with agents and associates.
• Complete the company underwriter training program.

Skills

Ability to organize data

Multi-tasking

Above-average communication skills

Report writing

Problem resolution

Continuous learning

Education

Bachelor’s degree in relevant field or equivalent experience

Job description

Job Description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. We offer a merit‑based work‑from‑home program based on job responsibilities. After initial in‑person training, this specific role could have the flexibility to work from home up to 3 days per week. This role performs and applies insurance coverage, rules and guidelines to execute the underwriting decision‑making process according to the company underwriting philosophy.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the company underwriter training program.

Desired Skills & Experience

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi‑task and make decisions independently.
• Above‑average communication skills (written and verbal).
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continuously develop product knowledge through participation in approved educational programs.

Benefits

We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully‑funded pension plan (once vested), and bonus programs, Auto‑Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave.

Equal Employment Opportunity

Auto‑Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law. The ability to work in the U.S. without current or future sponsorship is a requirement.