Personal Lines Underwriter

Auto-Owners Insurance; Marion, Northern (IN, KY); On-site; USD 42,000 - 54,000; Full time

Job summary

Auto-Owners Insurance is seeking a motivated Personal Lines Underwriter trainee in Marion, IN. The role supports underwriting decisions while completing the company’s training program focused on property/casualty coverage and underwriting philosophy.

The position emphasizes training, development, and communication with independent agents, with a merit-based path toward full underwriter responsibilities and potential flexible work-from-home options after training.

Qualifications

• Bachelor’s degree or direct equivalent experience in property/casualty underwriting.
• Ability to organize data, multi-task and make decisions independently.
• Above average written and verbal communication skills.
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continually develop product knowledge through approved educational programs.

Responsibilities

• Learn various insurance coverages and contracts and apply them per underwriter training.
• Read, interpret, and react to policies, manuals, forms, and endorsements to understand their meaning.
• Assemble information, develop opinions, and clearly express decisions with sound reasoning.
• Analyze loss experience, financial conditions and risk characteristics.
• Acquire working knowledge of supporting sections of the underwriting department.
• Communicate effectively with independent agents and associates both verbally and in writing.
• Successfully complete the Company underwriter training program.

Skills

Organize data

Multi-tasking

Independent decisions

Written communication

Verbal communication

Problem solving

Report writing

Education

Bachelor’s degree or direct equivalent (P&C underwriting)

Job description

## Personal Lines UnderwriterApplylocations: Marion, INtime type: Full timeposted on: Posted Yesterdayjob requisition id: R\_14142A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.**Job Description****We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.**Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to:* Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions* Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use* Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment* Analyze loss experience, financial conditions and physical characteristics of risks* Acquire a working knowledge of supporting sections of the underwriting department* Effectively communicate with independent agents and other associates through verbal and/or written means* Participate in and successfully complete the Company underwriter training program**Desired Skills & Experience*** Bachelor’s degree or direct equivalent experience with property/casualty underwriting* Ability to organize data, multi-task and make decisions independently* Above average communication skills (written and verbal)* Ability to write reports and compose correspondence* Ability to resolve complex issues* Continually develop product knowledge through participation in approved educational programs**Benefits**Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!**Equal Employment Opportunity**Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.**\*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.**