Personal Lines Underwriter

Auto-Owners Insurance; Lima (OH); On-site; USD 50,000 - 65,000; Full time

Benefits offered by this job

Matched 401(k)

Fully-funded pension plan

Generous paid time off

Job summary

Auto-Owners Insurance in Lima, Ohio is seeking a motivated underwriting trainee to join their team. This position is vital for making underwriting decisions based on the company's guidelines and philosophy. The role includes comprehensive training through the company’s underwriter training program.

The ideal candidate will hold a Bachelor’s degree and possess strong communication and organizational skills. Auto-Owners offers excellent compensation and a supportive work environment.

Qualifications

• Bachelor’s degree or equivalent experience with property/casualty underwriting.
• Ability to organize data and make decisions independently.
• Desire to develop product knowledge through approved educational programs.

Responsibilities

• Learn insurance coverages and underwriting decisions.
• Analyze risks and financial conditions.
• Communicate effectively with agents.
• Complete underwriter training program.

Skills

Communication skills (written and verbal)

Data organization

Decision making

Problem resolution

Education

Bachelor's degree or direct equivalent experience

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This role performs and applies insurance coverage, rules, and guidelines to execute the underwriting decision‑making process according to the Company’s underwriting philosophy. It includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to develop a working knowledge of supporting sections of the underwriting department, among other duties.

Responsibilities

• Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
• Analyze loss experience, financial conditions and physical characteristics of risks
• Acquire a working knowledge of supporting sections of the underwriting department
• Effectively communicate with independent agents and other associates through verbal and/or written means
• Participate in and successfully complete the Company underwriter training program

Desired Skills & Experience

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting
• Ability to organize data, multi‑task, and make decisions independently
• Above average communication skills (written and verbal)
• Ability to write reports and compose correspondence
• Ability to resolve complex issues
• Continually develop product knowledge through participation in approved educational programs

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully‑funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave.

Equal Employment Opportunity

Auto-Owners Insurance is an equal‑opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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