Commercial Lines Underwriter

Auto-Owners Insurance; Marion (IN); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

401(k) matching

Pension plan

Paid time off

Bonus programs

Job summary

Auto-Owners Insurance in Marion, IN seeks a Commercial Lines Underwriter trainee to learn coverages and company underwriting philosophy. You will read policies, assemble information, analyze risk, and clearly express underwriting decisions based on sound judgment.

The role offers in-person training with potential remote work up to 3 days/week and a merit-based pathway, plus a robust benefits package and career growth opportunities.

Qualifications

• Bachelor’s degree or equivalent in property/casualty underwriting.
• Ability to organize data, multi-task and make decisions independently.
• Strong written and verbal communication skills.
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Commitment to ongoing education and training.

Responsibilities

• Learn coverages and contracts and the company underwriting philosophy.
• Read, interpret, and react to policies, manuals, forms, and endorsements.
• Assemble information, develop opinions, and clearly express decisions.
• Analyze loss experience and risk characteristics of accounts.
• Communicate with independent agents and participate in the training program.

Skills

Data organization

Multi-tasking

Communication

Report writing

Issue resolution

Product knowledge

Education

Bachelor's degree or equivalent

Job description

## Commercial Lines UnderwriterApplylocations: Marion, INtime type: Full timeposted on: Posted 3 Days Agojob requisition id: R\_13868A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.**Job Description****We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.**Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to:* Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions* Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use* Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment* Analyze loss experience, financial conditions and physical characteristics of risks* Acquire a working knowledge of supporting sections of the underwriting department* Effectively communicate with independent agents and other associates through verbal and/or written means* Participate in and successfully complete the Company underwriter training program**Desired Skills & Experience*** Bachelor’s degree or direct equivalent experience with property/casualty underwriting* Ability to organize data, multi-task and make decisions independently* Above average communication skills (written and verbal)* Ability to write reports and compose correspondence* Ability to resolve complex issues* Continually develop product knowledge through participation in approved educational programs**Benefits**Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!**Equal Employment Opportunity**Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.**\*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.**