Personal Lines Product Development Manager

Dahl Consulting; Trenton (NJ); On-site; USD 180,000 - 200,000; Full time

Benefits offered by this job

401(k) match

Health insurance

Dental insurance

Vision insurance

Life insurance

Disability coverage

PTO

Paid sick leave

Parental leave

Bonus potential

Job summary

Dahl Consulting in West Trenton, NJ, seeks a Personal Lines Product Development Manager to lead product strategy for auto, homeowners, and umbrella lines across the footprint. The role emphasizes actuarial analysis, market dynamics, and risk-based decisions, partnering with actuarial, underwriting, claims, IT, and PMO to drive profitability and growth.

Onsite in West Trenton, you will present recommendations to the C-suite and manage cross-functional implementations.

Qualifications

• Bachelor's degree or equivalent experience required.
• Strong quantitative and analytical skills with the ability to evaluate risk, pricing, and performance across multiple jurisdictions.
• Excellent verbal, written, and presentation skills with the ability to communicate effectively across technical and non-technical audiences.
• Experience working with C-suite leadership and senior stakeholders.
• Ability and willingness to work onsite on a regular, predictable schedule.

Responsibilities

• Lead the development, evaluation, and recommendation of new products and enhancements to existing personal lines offerings.
• Analyze insurance products across multiple states for risk, pricing adequacy, and market competitiveness.
• Develop short- and long-term product roadmaps for assigned lines of business.
• Conduct competitive intelligence and market research to identify product opportunities.
• Apply actuarial rigor and analytical models to evaluate consumer needs, loss trends, and profitability.
• Present product recommendations to C-suite and senior leadership.

Skills

Advanced Excel

Analytical skills

Communication skills

Presentation skills

Education

Bachelor's degree or equivalent experience

Job description

Title: Personal Lines Product Development Manager

Location: West Trenton, NJ (onsite)

Job Type: Permanent

Compensation: $180,000-$200,000+ Annually + Bonus

Industry: Insurance

About The Role

Our firm is recruiting on behalf of a financially strong, mid-size regional property and casualty insurance carrier with a long-standing reputation for disciplined underwriting, strong analytic capabilities, and customer-focused products. This organization operates across multiple states and offers a broad portfolio of personal lines, including auto, homeowners, and umbrella insurance.

This is a newly created, highly analytical leadership role focused on insurance product strategy, actuarial analysis, and risk-based decision-making. The Product Development Manager will play a key role in evaluating product performance, analyzing market and regulatory dynamics, and shaping product offerings to support profitability and long-term growth.

This position is best suited for an individual with a strong actuarial or analytics background who enjoys applying data, mathematics, and risk analysis to real-world insurance product decisions.

Job Description

The Personal Lines Product Development Manager is responsible for supporting the design, enhancement, and ongoing management of personal auto, homeowners, and umbrella insurance products across the organization’s operating footprint.

This role will evaluate product performance, identify opportunities for innovation and improvement, and develop data-driven recommendations to enhance competitiveness and profitability. The position partners closely with actuarial, underwriting, claims, compliance, IT, and project management teams to implement product enhancements and strategic initiatives while ensuring alignment with regulatory requirements.

Key Responsibilities Include

• Lead the development, evaluation, and recommendation of new products and enhancements to existing personal lines offerings
• Analyze insurance products across multiple states, assessing risk, pricing adequacy, and market competitiveness
• Develop short- and long-term product roadmaps for assigned lines of business
• Conduct competitive intelligence, market research, and consumer impact analysis to identify product opportunities
• Apply actuarial rigor and analytical models to evaluate consumer needs, loss trends, and profitability
• Present product recommendations to C Suite and other senior leadership, including executive-level stakeholders
• Oversee implementation of approved product initiatives, collaborating closely with project management, systems, and operations teams
• Support internal communication and education related to product changes for policyholders and staff
• Ensure product initiatives comply with regulatory requirements and align with organizational strategy

Required Qualifications

• Bachelor’s degree or equivalent experience
• Experience working with C-Suite leadership
• 3–5 years of experience in insurance product development, actuarial services, product management, or analytics, with progressive responsibility
• Experience working with personal lines insurance products (Auto, Homeowners, Umbrella)Strong quantitative and analytical skills, with the ability to evaluate risk, pricing, and performance across multiple jurisdictions
• Advanced Excel and database skills; proficiency with the Microsoft Office suite
• Demonstrated curiosity and problem-solving ability when addressing complex business and risk challenges
• Excellent verbal, written, and presentation skills, with the ability to communicate effectively across technical and non-technical audiences
• Ability and willingness to work onsite on a regular, predictable schedule

Preferred Qualifications

• Degree in Business, Data Analytics, Economics, Insurance, Actuarial Science, or a related field
• Exposure to actuarial modeling, product filings, or state regulatory environments

Benefits

Eligible full-time employees receive a competitive Total Rewards package, including but not limited to a 401(k) with employer match up to 8% and additional service-based contributions, Health, Dental, and Vision insurance, Life and Disability coverage, generous PTO, Paid Sick Leave, and paid parental leave in addition to state-mandated leave. Employees may also be eligible for discretionary bonuses.

Equal Opportunity Statement

As an equal opportunity employer, Dahl Consulting welcomes candidates of all backgrounds and experiences to apply. If this position sounds like the right opportunity for you, we encourage you to take the next step and connect with us. We look forward to meeting you!