Personal Lines Producer

CARLOS RAMIREZ INSURANCE AGENCY LLC - ALLSTATE; San Antonio (TX); On-site; USD 52,000 - 78,000; Full time

Benefits offered by this job

Competitive Commissions

Weekends Off

Competitive salary

Paid time off

Training & development

Job Stability in a growing industry

Professional development

Job stability

Job summary

An insurance agency in San Antonio seeks a Personal Lines Producer responsible for enhancing client relationships and driving sales. The role involves identifying insurance opportunities, processing quotes, and maintaining strong client ties. Candidates should have at least one year of insurance sales experience, an appropriate state license, and excellent communication skills. This position promises benefits such as competitive commissions and professional development opportunities.

Qualifications

• Hold the insurance license required by your state.
• Minimum of 1 year of personal and commercial lines insurance sales.
• Strong knowledge of insurance products and underwriting procedures.
• Proven track record in business‑to‑business sales with strong presentation and negotiation skills.
• People‑oriented, customer‑focused and able to develop new client relationships independently.

Responsibilities

• Identify and develop personal insurance opportunities with clients.
• Maintain relationships with clients through follow-up and support.
• Process quotes and bind insurance coverage for clients.
• Obtain best coverage/rate for insured, process quotes, and bind insurance coverage; follow up with inspection, photos, and other documentation.
• Present policies to insured and educate them on coverages and rates.
• Support and prepare clients for renewal and retention, and maintain strong client relationships.
• Monitor, review, and report on key metrics to ensure sales targets are achieved and documentation is timely and professional.
• Collaborate with team members, mentor staff, provide expertise and answer questions, and participate in meetings as needed.
• Maintain CE and stay informed regarding industry information, legislation, coverages, and technology to improve knowledge and performance.

Skills

Insurance sales skills

Customer relationship management

Negotiation skills

Time management

Presentations

Time management

Team collaboration

Technology proficiency

Tools

Agency management systems

Job description

Benefits

• Competitive Commissions
• Week Ends Off
• Competitive salary
• Paid time off
• Training & development
• Competitive Pay
• Professional Development
• Job Stability in a growing industry

Job Description

The Personal Lines Producer at Carlos Ramirez Insurance Agency LLC - Allstate is responsible for maintaining and maximizing profitable relationships with personal lines clients and for growing the book of business through new client sales.

Responsibilities

• Identify, qualify, and develop personal insurance opportunities with new and existing clients in person, online, by phone, and through written communication.
• Foster and maintain excellent relationships with clients and prospects through regular follow-up, accurate and timely quotations, and general account support. Anticipate, respond to, and follow up on all existing client needs.
• Actively prospect round accounts, and solicit increases in existing client coverage as well as network for new clients, including win backs.
• Obtain best coverage/rate for insured, process quotes, and bind insurance coverage; follow up as necessary with inspection, photos, and other documentation. Present policies to insured and educate them on coverages and rates.
• Foster and maintain excellent relationships with customers and prospects through regular follow-up, timely quotations, and general account support.
• Support and prepare clients for renewal and retention, and maintain strong client relationships.
• Anticipate, respond to, and follow up on all existing client needs.
• Monitor, review, and report on key metrics to ensure sales targets are achieved and execute sales activity documentation in a timely, accurate, and professional manner.
• Collaborate with team members, mentor staff, provide expertise and answer questions, and participate in formal and informal meetings as needed.
• Maintain CE and participate in ongoing education and keep informed regarding industry information, new product information, legislation, coverages, and technology to continuously improve knowledge and performance.

Qualifications

• Hold the insurance license required by your state and have a minimum of 1 year of personal and commercial lines insurance sales.
• Possess a valid driver’s license and a source of reliable transportation.
• Demonstrate strong knowledge of insurance products and usages, rating procedures, underwriting procedures, coverages, and industry operations to effectively secure new business and maintain an existing client base.
• Have a proven track record of business-to-business sales success. Possess strong presentation, persuasion, and negotiation skills with the ability to close sales.
• Be people-oriented, customer-focused, and professionally assertive in developing new client relationships and servicing existing clients.
• Possess outstanding organizational skills with an ability to complete difficult assignments without supervision, sound business judgment, strong decision-making, and superior written and verbal communication skills.
• Have excellent time management skills, thrive in a team environment, and Technology and Computer proficiency including agency management systems.