Personal Lines Account Executive

Reliable Agency, Inc.; Cloquet (MN); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Reliable Agency, Inc. in Cloquet, MN is seeking a Personal Lines Account Executive for a full-time hybrid role. You will manage personal lines accounts, quote, bind, renew, endorse, and review coverages while keeping clients informed and satisfied.

Responsibilities include identifying coverage gaps, recommending solutions, and supporting cross-selling across agency services. Collaboration with carriers and teammates ensures accurate records and regulatory compliance.

Qualifications

• Experience in personal lines account management including quoting, servicing, and renewal processing.
• Strong client service and communication skills.
• Excellent organizational and data-entry accuracy.
• Tech-savvy with agency management systems, carrier portals, and standard office software.
• Willingness to work hybrid in Cloquet, MN.
• Active Property & Casualty license in Minnesota or ability to obtain.
• Previous insurance agency experience preferred.
• High school diploma or equivalent.

Responsibilities

• Quote, bind, renew policies for personal lines.
• Review coverages and endorsements; respond to client inquiries.
• Process billing questions and policy changes.
• Identify coverage gaps and propose solutions.
• Collaborate with carriers and team to resolve issues and ensure compliance.

Skills

Personal lines

Account management

Client service

Documentation accuracy

Tech proficiency

Hybrid work

Minnesota P&C license

Education

High school diploma or equivalent

Post-secondary education beneficial

Tools

Agency management systems

Carrier portals

Microsoft Office

Job description

Company Description Reliable Agency, Inc. provides individuals and businesses with a comprehensive range of insurance and financial services, including personal and commercial insurance, financial planning, long-term care solutions, Medicare supplements, and wealth management. The agency also offers estate planning support and retirement products such as annuities and IRAs. Known for its commitment to responsiveness and client-focused service, Reliable Agency, Inc. emphasizes building long-term relationships based on trust. Guided by the promise “We’re True to Our Name,” the organization strives to deliver dependable guidance and protection for clients’ assets and futures.

Role Description The Personal Lines Account Executive is a full-time hybrid role based in Cloquet, MN, with some flexibility for work from home. In this role, the team member will manage and service personal lines insurance accounts, including policy quoting, binding, renewals, endorsements, and coverage reviews. Daily responsibilities include responding to client inquiries, processing policy changes, handling billing questions, and providing proactive communication to ensure a positive client experience. The role also involves identifying coverage gaps, recommending appropriate insurance solutions, and supporting cross-selling efforts for other agency services. Collaboration with carriers and internal team members to resolve issues, maintain accurate client records, and ensure compliance with agency and regulatory standards is an important part of the position.

Qualifications

• Experience in personal lines insurance account management, including policy quoting, servicing, and renewal processing.
• Strong client service skills with the ability to build relationships, communicate clearly, and handle inquiries and problem resolution professionally.
• Solid organizational and time-management skills, with attention to detail and accuracy in documentation and data entry.
• Comfort with technology, including agency management systems, carrier portals, and standard office software (e.g., email, spreadsheets, word processing).
• Ability to work effectively in a hybrid environment, collaborating on-site in Cloquet, MN and independently from home.
• Active Property & Casualty insurance license in Minnesota (or ability to obtain within a defined timeframe).
• Prior experience in an insurance agency or related financial services environment is preferred.
• High school diploma or equivalent required; post-secondary education or relevant professional coursework is beneficial.
• Commitment to ethical conduct, confidentiality, and adherence to regulatory and compliance standards.