Personal Financial Consultant

RHB Banking Group; Branch (LA); On-site; USD 50,000 - 70,000; Full time

Job summary

RHB Banking Group is seeking a Financial Advisor in Branch, Louisiana. This role involves acquiring new clients, conducting financial analyses, and developing tailored financial plans. Applicants should have a Bachelor's degree, 2–3 years of experience in financial advisory or banking, and strong communication skills. Knowledge of financial products and proficiency in Microsoft Office are necessary. The position offers a chance to work independently and collaboratively within a fast-paced environment.

Qualifications

• Minimum 2–3 years of experience in personal financial advisory, sales, or banking.
• Possession of relevant certifications such as FIMM, PCE, CEILI, or TBE is an advantage.
• Strong understanding of financial products including investments, insurance, loans, and wealth management.

Responsibilities

• Identify, acquire, and onboard new individual clients.
• Conduct financial needs analysis and risk assessments.
• Develop and present tailored financial plans.

Skills

Sales skills

Financial analysis

Communication skills

Problem-solving skills

Interpersonal skills

Education

Bachelor’s degree in Finance, Economics, Business Administration or related field

Tools

Microsoft Office (Word, Excel, PowerPoint)

Job description

Responsibilities

• Proactively identify, acquire, and onboard new individual clients through various channels such as referrals, networking, and outreach activities.
• Conduct comprehensive financial needs analysis and risk assessments to understand clients’ current financial position, future goals, and risk tolerance.
• Develop and present tailored financial plans and investment strategies aligned with clients’ objectives.
• Recommend suitable financial products including savings accounts, investment funds, insurance, loans, and wealth management solutions.
• Educate clients on financial products and services, clearly explaining their features, benefits, and potential risks.
• Monitor client portfolios regularly and provide ongoing advice, performance reviews, and adjustments based on market conditions and client needs.
• Ensure all client interactions and transactions comply with internal policies, regulatory requirements, and ethical standards.
• Collaborate with internal teams such as product specialists and wealth managers to deliver comprehensive financial solutions.
• Maintain accurate and updated client records and prepare relevant reports.
• Keep abreast of market trends, economic developments, and regulatory updates affecting financial products and services.
• Achieve individual sales targets and contribute to overall branch and team performance.

Job Requirements

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
• Minimum 2–3 years of experience in personal financial advisory, sales, or banking, preferably within a retail banking environment.
• Strong understanding of financial products and services, including investments, insurance, loans, and wealth management.
• Possession of relevant certifications such as FIMM, PCE, CEILI, or TBE will be an added advantage.
• Excellent communication, interpersonal, and presentation skills with the ability to build rapport and trust with clients.
• Strong analytical and problem-solving skills to assess client needs and recommend suitable financial solutions.
• Results-driven with a proven track record of achieving or exceeding sales targets.
• Ability to work independently as well as collaboratively in a fast-paced environment.
• Proficiency in Microsoft Office applications (Word, Excel, PowerPoint).
• Demonstrates a high level of professionalism, integrity, and ethical conduct.