Personal Banker

American Bank & Trust AB; Sioux Falls (SD); On-site; USD 40,000 - 60,000; Full time

Benefits offered by this job

Equal Opportunity Employer

Potential for career advancement

Work during normal business hours

Job summary

American Bank & Trust AB in Sioux Falls is seeking a skilled professional for a customer-facing banking role. The ideal candidate will have over 5 years of experience in banking and lending, strong organizational skills, and proven customer service abilities.

Your responsibilities will include interacting courteously with customers, opening various deposit accounts, and maintaining consumer loan files. The position requires excellent problem-solving skills and attention to detail, with opportunities for career growth and advancement in a dynamic environment.

Qualifications

• 5 - 7+ years of banking, lending, and/or retail cashier experience.
• Proven track record of managing larger lending authority.
• Maintain confidentiality of customer information.

Responsibilities

• Interact with customers in a courteous and professional manner.
• Open and close various types of deposit accounts.
• Interview consumers for loan applications and maintain loan files.
• Coordinate events and campaigns to generate business.

Skills

Customer interaction

Problem-solving skills

Attention to detail

Organizational skills

Multitasking ability

Education

High School Diploma or equivalent

Job description

PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES: (90%)

• Interact with customers in a courteous, professional, and friendly manner to identify their needs.
• Provides and helps develop the products needed for the customer or cross-sells to the appropriate areas of the Bank to identify solutions for those needs.
• Opens and closes all types of deposit accounts including checking, savings, certificates of deposits, and IRA's.
• Interview consumer loan applicants for credit and obtain financial information and obtain appropriate information to make loan decisions. Process and maintain branch consumer loan files.
• Responsible for IRA distributions, sales, and reporting.
• Establish a call program and coordinate events and campaigns to generate business and provide excellent relational communication with current customers.
• Process debit card requests and assist customers as needed.
• Connect customers to Online Banking and other Retail Technological Products and assist with related banking issues.
• Participate in branch events by working the event and engaging with customers.

SECONDARY RESPONSIBILITIES AND ACCOUNTABILITIES: (10%)

• Attend to reception area in the absence of attendant.
• Support the teller line by processing transactions as needed.
• Provide assistance if needed for accounts payable, loan maintenance, account monitoring, and other areas if needed.
• Participate in Retail meetings.
• Adhere to compliance procedures and participate in required training.
• Other duties as may be assigned.

TEAM/COMMITTEE ASSIGNMENTS:

• TBD

ROLE QUALIFICATIONS:

Education

• High School Diploma or the equivalent

Experience

• 5 - 7+ years of banking, lending and/or retail cashier experience.
• Proven track record of managing larger lending authority.

Other Skills and Abilities

• Maintain confidentiality of customer information
• Resourceful, well organized and ability to multitask
• Effective problem-solving and decision-making skills
• Strong attention to detail
• Strong ethical focus

PERFORMANCE MEASURES:

• Meets or exceeds annual goals as pre-established by immediate supervisor
• Compliance with regulatory requirements
• Meets all sales and growth goals.
• Balances efficiently and accurately, with quarterly offages less than 3.
• Achieves a minimum of 3 referrals quarterly

WORKING CONDITIONS:

Work is performed largely within the Bank with limited chance for personal injury. Prolonged and frequent mental and visual concentration required. Periodic stressful situations in response to multiple priorities within established deadlines. Work hours are generally during normal business hours. Unscheduled evening and weekend work may be needed to meet the needs of customers and employees. Occasional out-of-town and overnight business travel may be required. Work on some Saturdays will be required. Must be able to lift and move up to 20 pounds of office supplies and equipment. Some bending, turning, and twisting required.

GENERAL NOTICE:

This position description describes the general nature and level of work performed by the employee assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.

This position description does not constitute an employment agreement between the Bank and employee and is subject to change by the employer as the needs of the Bank and requirements of the position change.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.