Personal Banker

Security Federal Bank; North Augusta (GA); On-site; USD 42,000 - 56,000; Full time

Benefits offered by this job

Competitive salary and benefits

Travel opportunities

Job summary

Security Federal Bank in North Augusta, GA seeks a universal banker to provide a consistent customer experience, open and close deposit accounts, and assist with transfers while promoting credit products. This role also supports lending activities including real estate transactions and loan processing, communicating with customers throughout underwriting.

Responsibilities include vault platform duties and ensuring professional conduct; travel to locations may be required.

Qualifications

• High School diploma or equivalent.
• Proficient computer skills and adaptability to new technology.
• Excellent communication, written and oral.
• Strong analytical and problem-solving skills.
• Team-oriented with in-house training completion.
• Professional appearance and conduct; represent the bank.
• Willingness to travel to various locations as needed.
• Registered NMLS number.
• Bi-lingual experience is a plus.

Responsibilities

• Open, modify, and close deposit accounts; manage safety deposit box services.
• Assist customers with reconciliation, research requests, check orders, and wire transfers.
• Promote consumer credit products and real estate transactions.
• Assist customers through loan applications and underwriting process.
• Uphold bank ethics and professional conduct; handle sensitive information.

Skills

Customer service

Interpersonal skills

Analytical thinking

Problem solving

Teamwork

Digital banking

NMLS licensed

Professional demeanor

Multitasking

Bilingual

Education

High School diploma or equivalent

Job description

Description

This position is responsible for providing a consistent customer experience, opening, modifying and closing all types of deposit accounts and safety deposit box services; Assist customers with account reconciliation, research requests, check orders, wire transfers, and debit card while seeking opportunities to develop customer relationships and identify referral opportunities. Responsibilities also include actively promoting and growing all consumer credit products including real estate transactions; Assist customers in application process, gathering all required information for loan underwriting and communicating with customer throughout the credit process.

This position will be universal, with full platform, vault custodian, cash-line and consumer lending responsibilities.

Requirements

• High School diploma or equivalent
• Proficient computer skills and active engagement in the new technology
• Excellent interpersonal communication and presentation skills (both written and oral)
• Strong analytical and problem solving skills. Ability to derive innovative solutions
• Demonstrate a team attitude toward the bank and coworkers Successful completion of in-house training and orientation
• Display a high degree of character and ethics
• Represent the bank in a professional manner within the community
• Professional dress and demeanor required
• This position may require occasional travel to various locations for job related business
• Registered NMLS#
• Handle sensitive information of the bank and customers in confidence

Preferences

Three years prior banking, sales, and/or customer service experience

Three years prior consumer lending experience

Skills and Competencies

Ability to assist customers with digital banking offerings

Strong customer focus

Ability to handle multiple priorities simultaneously

Bi-Lingual experience a plus.

Competitive salary and benefits package available. EEO