Payments Risk & Governance Lead

Sutton Bank; Columbus (OH); On-site; USD 110,000 - 160,000; Full time

Job summary

Sutton Bank is seeking a Risk Governance Manager to provide first-line risk oversight for payment products, fintech partnerships, and third-party relationships. The role advises Product, Operations, Partner Management, Compliance, and Risk teams on risk identification and management across initiatives.

Responsibilities include leading risk reviews, supporting governance committees, and coordinating due diligence throughout the product lifecycle to ensure controlled growth and compliance.

Qualifications

• Bachelor's degree in Business Administration or related field.
• CRCM or other relevant professional certifications are a plus.
• Seven or more years of experience in operational risk, product risk, third-party risk management, vendor management, compliance, or risk governance within banking, fintech, or payments.

Responsibilities

• Serves as the primary risk advisor for payment product enhancements, modifications, and strategic initiatives.
• Reviews product changes to identify operational, regulatory, compliance, and customer-impact risks.
• Facilitates risk assessments for product lifecycle activities.
• Ensures risk considerations are incorporated into implementation planning.
• Monitors execution of risk mitigation activities associated with product changes.
• Performs comprehensive risk assessments for new payment products and program initiatives.
• Evaluates operational, regulatory, compliance, technology, fraud, and customer experience risks.
• Coordinates review activities across Risk, Compliance, Operations, and Legal stakeholders.
• Documents risk decisions, mitigation strategies, and approval requirements.
• Supports governance committee review and approval processes.
• Maintains inventories of significant business and operational changes.
• Assesses change impacts across products, partners, customers, and operational processes.
• Monitors post-implementation outcomes and emerging risk indicators.
• Prepares risk reporting, performance summaries, and governance materials.

Skills

Risk governance

Vendor management

Regulatory compliance

Risk assessment

Stakeholder communication

Analytical skills

Education

Bachelor's degree in Business Administration or related field

Job description

Sutton Bank is seeking a Risk Governance Manager to provide first-line risk oversight for payment products, fintech partnerships, and third-party relationships. The role advises Product, Operations, Partner Management, Compliance, and Risk teams on risk identification and management across initiatives.

Responsibilities include leading risk reviews, supporting governance committees, and coordinating due diligence throughout the product lifecycle to ensure controlled growth and compliance.