Payments Engineer

Hertz; Estero, Northern (FL, KY); Hybrid; USD 81,000 - 99,000; Full time

Benefits offered by this job

Up to 40% off Hertz rentals

Paid Time Off

401(k) employer matching

Parental Leave & Adoption Support

Employee Assistance Program

Educational Reimbursement & Discounts

Voluntary Insurance Programs

Job summary

The Payments Engineer at Hertz will design, build, test, and operate cloud-enabled payment systems across card-present and card-not-present channels. You will implement tokenization, fraud signaling, settlement, and reconciliation, and work with gateways like Adyen, CyberSource, Stripe, Braintree, Worldpay, or FIS.

Join a team that designs secure, scalable payment services, uses AWS/serverless tech, and manages Kubernetes clusters while collaborating with Product, QA, and Operations.

Qualifications

• Bachelor’s degree or equivalent practical experience.
• 4+ years of software engineering with 2+ years on payments.
• Hands-on with at least one major payment gateway (Adyen, CyberSource, Stripe, Braintree, Worldpay, FIS).
• Proficiency in Java, Kotlin, Python, or Go; REST and event-driven APIs.
• Working knowledge of PCI DSS, tokenization and secure data handling.
• Experience with relational or distributed data stores and SQL.
• Experience with cloud platforms (AWS, Azure, GCP) and CI/CD pipelines.
• Strong debugging and distributed systems skills; good communication.
• Experience in regulated environments (PCI, SOX) is a plus.

Responsibilities

• Design, build, test, and deploy cloud-native payment applications and integrations.
• Implement integrations with payment gateways and processors such as Adyen, CyberSource, Stripe, Braintree, Worldpay, or FIS.
• Implement tokenization, vault interactions, and secure handling of cardholder data within PCI scope.
• Build and maintain APIs and event flows for authorization, capture, settlement, and dispute workflows.
• Improve transaction success rate, latency, and reliability across payment paths.
• Add observability with logs, metrics, traces, and alerts.
• Participate in on-call rotation and incident reviews.
• Write secure code aligned with PCI DSS and Hertz security standards.
• Develop serverless services using AWS and Kubernetes at scale; drive architecture improvements.
• Collaborate with Product, QA, and Operations to translate requirements into implementations.

Skills

Java

Kotlin

Python

Go

REST APIs

Distributed systems

Debugging

Education

Bachelor’s Degree in Computer Science, Information Systems, Engineering, or related field

Tools

AWS

Kubernetes

CI/CD

Azure

GCP

Job description

The Payments Engineer is a hands-on engineering building and operating Hertz’s payment systems and integrations. This role designs, builds, tests, deploys, and maintains Cloud enabled payment engine and services across card-present, card-not-present, and alternative payment methods, including tokenization, fraud signals, settlement, and reconciliation flows.

The Payments Engineer reports to the Sr Manager Payments Engineering, partners closely with the Solutions Architect on design and pattern adoption, participates in on-call rotation, and contributes to the engineering culture and standards of the team.

What You’ll Do:

• Design, build, test, and deploy scalable and secure cloud-native payment applications, services and integrations across card-present, card-not-present, and alternative payment methods.
• Implement integrations with payment gateways and processors such as Adyen, CyberSource, Stripe, Braintree, Worldpay, or FIS.
• Implement tokenization, vault interactions, and secure handling of cardholder data within PCI scope.
• Build and maintain APIs and event flows for authorization, capture, refund, void, chargeback, and settlement.
• Implement and tune fraud signals, scoring rules, and chargeback dispute workflows in coordination with the Risk and Fraud teams.
• Build observability into all payment paths, including structured logs, metrics, traces, and alerting.
• Participate in on-call rotation; respond to incidents and lead post-incident reviews for areas you own.
• Drive measurable improvements in transaction success rate, latency, and reliability for the systems you own.
• Write secure code aligned with PCI DSS and Hertz security standards; participate in threat modeling and security reviews.
• Develop resilient, event-driven services using AWS and other serverless technologies.
• Create, configure and manage Kubernetes clusters at scale. Implement best practices and configure and manage service mesh
• Collaborate with Product, QA, and Operations to translate business requirements into technical implementations.
• Author and maintain technical documentation, runbooks, and architectural decision records for payment systems you own.
• Continuously improve developer experience, build / test / deploy pipelines, and code quality.
• Stay current on payments industry trends, card scheme rules, and emerging payment methods.
• Ensure compliance with all Corporate Policies and Procedures, PCI DSS, and SOX requirements.

What We’re Looking For:

• Bachelor’s Degree in Computer Science, Information Systems, Engineering, or related field, or equivalent practical experience.
• 4+ years of software engineering experience, with 2+ years’ building or operating payment systems.
• Hands-on experience with at least one major payment gateway or processor such as Adyen, CyberSource, Stripe, Braintree, Worldpay, FIS, or ACI.
• Proficiency in a modern backend language such as Java, Kotlin, Python, or Go, and experience with REST and event-driven APIs.
• Working knowledge of PCI DSS, tokenization, encryption, and secure handling of payment data.
• Experience with relational and / or distributed data stores; comfortable writing and tuning SQL.
• Experience with cloud platforms (AWS, Azure, or GCP) and CI / CD pipelines.
• Strong debugging and root-cause analysis skills, including across distributed systems.
• Effective written and oral communication.
• Experience with fraud platforms, 3D Secure, or chargeback / dispute systems is a plus.
• Experience with ISO 8583 or ISO 20022 messaging is a plus.
• Experience working in a regulated or compliance-heavy environment (PCI, SOX, or similar) is a plus.
• Industry experience in transportation, hospitality, retail, or marketplace businesses is a plus.

We expect the starting salary to be around $90,000, Actual salary will be determined based on relevant work experience

What You’ll Get:

• Up to 40% off the base rate of any standard Hertz Rental
• Paid Time Off
• Retirement programs, including 401(k) employer matching
• Paid Parental Leave & Adoption Assistance
• Employee Assistance Program for employees & family
• Educational Reimbursement & Discounts
• Voluntary Insurance Programs - Pet, Legal/Identity Theft, Critical Illness
• Perks & Discounts - Theme Park Tickets, Gym Discounts & more

About Us

The Hertz Corporation operates the Hertz, Dollar Car Rental, Thrifty Car Rental brands in approximately 9,700 corporate and franchisee locations throughout North America, Europe, The Caribbean, Latin America, Africa, the Middle East, Asia, Australia and New Zealand. The Hertz Corporation is one of the largest worldwide airport general use vehicle rental companies, and the Hertz brand is one of the most recognized in the world.

US EEO STATEMENT At Hertz, we champion and celebrate a culture of diversity and inclusion. We take affirmative steps to promote employment and advancement opportunities. The endless variety of perspectives, experiences, skills and talents that our employees invest in their work every day represent a significant part of our culture - and our success and reputation as a company. Individuals are encouraged to apply for positions because of the characteristics that make them unique. EOE, including disability/veteran

Job Info

• Job Identification 41198
• Job Category Technology