Payments Compliance Analyst

Stefanini, Inc; Northern (KY); Hybrid; USD 70,000 - 90,000; Full time

Job summary

Stefanini, Inc. is seeking a Payments Compliance Analyst to help ensure regulatory compliance for payment products and consumer banking services in a fast-moving financial services environment.

You will translate complex regulations into practical guidance, develop scalable compliance processes, and collaborate with Legal, Risk, Operations, and business teams to support innovation while mitigating risk.

Qualifications

• Bachelor's degree required; advanced degree is a plus.
• 2-4 years of compliance experience within financial services, banking, payments, or fintech.
• Strong understanding of consumer banking regulations and compliance best practices.
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced environment.

Responsibilities

• Partner with teams across the organization to develop and maintain compliance policies, procedures, and controls.
• Provide guidance on complex banking regulations, payment products, and consumer financial services.
• Help identify scalable compliance solutions that support innovation while managing risk.
• Conduct ongoing monitoring and testing of internal operations and third-party activities.
• Participate in regulatory change management, risk assessments, and compliance reviews.
• Collaborate with Legal, Risk, Operations, and business teams to ensure alignment across functions.
• Assist with compliance-related projects and support broader regulatory initiatives as needed.

Skills

Communication skills

Analytical mindset

Regulatory knowledge

Attention to detail

Cross-functional collaboration

MS Office

Education

Bachelor's degree

Advanced degree preferred

CRCM certification (bonus)

Tools

Microsoft Office

Job description

Payments Compliance Analyst

Compliance Team | Full-Time | Exempt

About the Role

If you enjoy solving puzzles, untangling regulations, and helping innovative payment products stay on the right side of compliance, this role is for you.

We"re looking for a Payments Compliance Analyst who can blend regulatory know-how with strong communication skills and a collaborative mindset. You"ll work across teams to help build compliant, scalable processes for payment products and consumer banking services - all while translating complex regulations into practical, real-world guidance people can actually understand.

This is a great opportunity for someone who thrives in a fast-moving financial services environment and wants to play a meaningful role in shaping strong compliance practices across a growing organization.

What You"ll Be Doing

Compliance & Risk Management

• Partner with teams across the organization to develop and maintain compliance policies, procedures, and controls.
• Provide guidance on complex banking regulations, payment products, and consumer financial services.
• Help identify smart, scalable compliance solutions that support innovation while managing risk.
• Conduct ongoing monitoring and testing of internal operations and third-party activities.
• Participate in regulatory change management, risk assessments, and compliance reviews.
• Collaborate closely with Legal, Risk, Operations, and business teams to ensure alignment across functions.
• Assist with compliance-related projects and support broader regulatory initiatives as needed.

Payments & Consumer Regulations

• Regulation E / Electronic Funds Transfer Act
• Regulation DD / Truth in Savings
• Privacy regulations including GLBA and Regulation P
UDAAP/UDAP guidance and consumer protection expectations
• CFPB-related regulatory guidance and supervisory expectations

Communication & Collaboration

• Translate complex regulatory requirements into clear, actionable business guidance.
• Draft practical policies and procedures that teams can easily implement and maintain.
• Communicate effectively with business leaders, external partners, auditors, and regulators.
• Support a culture of compliance, accountability, and continuous improvement.

Job Requirements

Details:

What You Bring

• Bachelor"s degree required; advanced degree is a plus.
• CRCM certification is a bonus, but not required.
• 2-4 years of compliance experience within financial services, banking, payments, or fintech.
• Strong understanding of consumer banking regulations and compliance best practices.
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Strong analytical mindset with excellent attention to detail.
• Comfortable working cross-functionally and independently.
• Familiarity with Microsoft Office and standard business software tools.

What Makes You Successful

You"re someone who:

• Enjoys digging into regulations and figuring out how they apply in the real world.
• Can explain complicated concepts without sounding like a legal textbook.
• Stays calm when priorities shift and deadlines stack up.
• Brings curiosity, accountability, and a team-first attitude to everything you do.
• Believes compliance can be both practical and business-friendly.