Payments Business Analyst

JCW Group; Charlotte (NC); On-site; USD 120,000 - 160,000; Full time

Job summary

JCW Group in Charlotte, NC is seeking a hands-on Payments Business Analyst to work with our Product and Engineering teams to gather requirements, write user stories and functional documentation, and support the delivery of payment solutions.

The ideal candidate has 10+ years of BA experience in Banking/Payments, deep Fedwire knowledge, and hands-on experience with ISO 20022, RTP/FedNow, SWIFT, and BRD/FRD development across the SDLC.

Qualifications

• 10+ years of Business Analyst experience in Banking, Payments, or FinTech.
• Hands-on Fedwire experience is essential.
• RTP/FedNow and SWIFT knowledge is highly desirable.
• Experience with ISO 20022 message mapping and payment specifications.
• Proven ability to write BRDs, FRDs, and user stories across the SDLC.

Responsibilities

• Collaborate with Product and Engineering to gather requirements.
• Write user stories and functional documentation to support delivery of payment solutions.
• Support implementation and delivery of payments projects across the SDLC.

Skills

Fedwire experience

ISO 20022 mapping

BRD/FRD writing

User stories

SDLC

RTP/FedNow

SWIFT knowledge

Payments/FinTech domain

Banking/Payments industry experience

Job description

Location: Charlotte, NC (On-site initially, with the potential to transition to remote)

We are working with an innovative payments technology company looking for a hands-on Payments Business Analyst to join their growing Product team. It requires someone who can work closely with Product and Engineering teams to gather requirements, write user stories and functional documentation, and support the delivery of payment solutions.

Requirements

• 10+ years' Business Analyst experience within Banking, Payments, or FinTech.
• Strong hands-on Fedwire experience is essential.
• Experience with RTP/FedNow and SWIFT is highly desirable.
• Hands-on experience with ISO 20022 message mapping and payment specifications.
• Proven experience writing BRDs, FRDs, user stories, and working throughout the SDLC.
• Payments platform or FinTech experience preferred.

Please note: This role requires someone with deep, hands-on knowledge of payment rail workflows, particularly Fedwire. Candidates with purely strategic Product Owner backgrounds or high-level payments exposure will not be suitable.