Payments Architect

Galactic Minds INC; Charlotte (NC); On-site; USD 140,000 - 190,000; Full time

Job summary

Galactic Minds INC is seeking a Payments Architect with 10+ years of IT experience focusing on Banking and Payments platforms. You will design scalable, high-performance payment solutions and provide technical leadership across application, integration, data, infrastructure, and production considerations.

Lead architecture reviews, mentor teams, and guide API, messaging, and system integration design while ensuring adherence to enterprise standards.

Qualifications

• Hands-on architect with enterprise-grade experience in payments platforms.
• Expertise in designing high-volume, available payment solutions.
• Strong leadership across application, data, and infrastructure domains.

Responsibilities

• Define solution and technical architecture for payment-processing apps.
• Design scalable, highly available and resilient payment workloads.
• Provide guidance across application, integration, database, infrastructure, security, and deployment.

Skills

Java

Spring Boot

Microservices

REST APIs

Kubernetes/OpenShift

CI/CD

Observability

Application security

Production support

Tools

Kubernetes/OpenShift

Oracle/SQL

CI/CD tooling

Job description

Charlotte, North Carolina, United States (USA)

Job Description

Payments Architect with 10+ years of IT experience, with strong architecture experience in Banking / Payments platforms.

Seeking a hands-on Payments Architect to design and drive scalable, resilient, high-performance payment solutions. The candidate should combine strong payments domain knowledge with enterprise application architecture and provide technical leadership across application, integration, data, infrastructure, and production considerations

Key Responsibilities

• Define solution and technical architecture for payment-processing applications.
• Design scalable, highly available and resilient solutions for high-volume payment workloads.
• Provide architecture guidance across application, integration, database, infrastructure, security, and deployment layers.
• Lead technical design reviews and ensure solutions follow enterprise architecture and engineering standards.
• Work closely with Product, Business, Engineering, QA, Infrastructure, Database and Operations teams.
• Guide API, messaging, event-driven and system-integration design.
• Review application architecture and code/design approaches and identify opportunities for performance and reliability improvements.
• Provide technical leadership for production issues, root-cause analysis, performance bottlenecks, and architectural remediation.
• Mentor engineering teams and drive technical best practices.

Required Technical Skills

• Strong architecture/design experience with Java, Spring Boot and Microservices.
• Strong understanding of REST APIs, integration patterns and messaging technologies.
• Experience with Oracle/SQL, including database performance considerations.
• Experience designing high-volume, distributed and highly available systems.
• Understanding of cloud/container platforms, preferably Kubernetes/OpenShift.
• Experience with CI/CD, observability, application security and production-support architecture.
• Ability to perform hands-on technical/design reviews rather than operating only at a conceptual architecture level.

Payments Domain Skills

• Strong understanding of end-to-end payment processing.
• Knowledge of ISO 20022 and payment messaging.
• Experience with ACH, Wire, Real-Time Payments and/or SWIFT is desirable.
• Understanding of transaction processing, validations, exception handling, settlement and reconciliation