Payment Services Specialist I

Greater Texas Credit Union; Austin (TX); Hybrid; USD 42,000 - 54,000; Full time

Benefits offered by this job

Medical, Dental, Vision, Life and AD&D

Volunteering time (paid)

401(k) with employer match

Tuition reimbursement

Vacation and sick time

Rotating weekends off

Job summary

Greater Texas | Aggieland Credit Union in Austin, TX is seeking a Payment Services Specialist I to support day-to-day money movement. You’ll process routine transactions, research activity, and resolve exceptions within your authority while learning across ACH, wires, mobile RDC, ATM deposits, share drafts, and returns.

Ideal candidates have at least one year of financial services or payments experience, excellent attention to detail, strong problem-solving and communication skills, and a

Qualifications

• 1+ year of relevant financial services, operations, or payment-processing experience.
• Strong attention to detail and transaction research skills.
• Effective problem-solving abilities.
• Strong written and verbal communication skills.
• Basic data analysis skills.
• Ability to follow documented procedures and internal controls.
• Ability to develop working knowledge of payment-processing rules, regulatory requirements, operational controls, processing deadlines, and exception-handling requirements.
• High school diploma or equivalent

Responsibilities

• Process assigned ACH activities, including routine processing support, forms, returns, load errors, exception handling, and transaction research.
• Review and process mobile RDC and ATM deposits, including routine approve, reject, and hold decisions within assigned authority.
• Process share draft in-clearing, Pay/No Pay items, return checks, return ECM payments, load errors, and basic check adjustments.
• Review and post incoming wires and assist with wire research, documentation, and exception handling.
• Support other payment functions such as Bill Pay research, foreign collection items, new-account opening funding, member coupons or credits, payment-related forms, and operational exceptions.
• Assist with member and staff payment inquiries, research transaction activity, document findings, and elevate complex or higher-risk exceptions when appropriate.
• Maintain accurate documentation and document processing and reporting within required deadlines and service expectations.
• Follow established dual-control, verification, fraud prevention, OFAC, BSA/AML, and payment-related controls.
• Cross-train on additional Payments Services functions and provide department coverage as proficiency develops.
• Identify recurring processing issues and opportunities for improvement and communicate them to senior team members or management.

Skills

Attention to detail

Problem-solving

Communication skills

Data analysis

Education

High school diploma or equivalent

Tools

Fiserv DNA

Job description

• Location 12544 Riata Vista Circle,Austin, TX, 78727,United States
• Job Category Operations
• Employee Type Non-Exempt
• Required Degree High school
• Manage Others No

Description

We’ve been serving Texans for over 70 years, and our mission is bigger than banking. At Greater Texas | Aggieland Credit Union, we believe in building connections that last — with our members, our community, and our team.

Here, you’ll find more than a job. You’ll find a place where:

Relationships matter. We get to know our members and walk with them through life’s milestones.

Community comes first. Giving back and making a difference is part of our DNA.

Every role has purpose. Your work makes an impact far beyond the day-to-day.

If you have a passion for people and want to be part of something meaningful, you’ll feel right at home with us.

What's in it for you?!

• Comprehensive Training & Development:You'll receive e-learning and virtual training, guided by our Learning & Development team, ensuring you're equipped with the knowledge and skills to succeed. Ongoing coaching and mentorship will help you grow into the next phase of your career.

Career Advancement:This role offers clear growth paths, including opportunities to move into higher-level roles. Your experience with us will not only boost your resume but also position you for future success in the financial industry.

Full Benefits Package - Enjoy competitive benefits that include:

• Rotating Saturdays and Sundays offfor a healthy work-life balance.
• Choices of Medical, Dental, Vision, Life and AD&D Insurance.
• Optional Critical Illness, Accident, and Hospital Indemnity Benefits.
• 16 hours of paid volunteer timeannually to give back to your community.
• Monthly accruals of vacation and sick time and several paid holidaysto recharge and spend time with loved ones.
• 401k plan with up to 7% employer matchto help you secure your future.?
• Tuition reimbursement for continued education and personal growth.

Member-Centric Focus:At the heart of what we do is our commitment to serving our members. You'll be part of a team that makes a positive impact on their financial well-being, creating meaningful experiences and solutions tailored to their needs.

Fun, Engaging Workplace:Beyond the work, we offer an inclusive culture where team bonding is key—whether it’s enjoying endless coffee or participating in our frequentpotlucks.

The Basics as a Payment Services Specialist I:

• Schedule: Monday - Friday,8:00 am - 5:00 pm; Flexibility required - as there may be a need to work an adjusted shift of 7:30 AM to 4:30 PM. Extended hours, based on company needs
• Hybrid Position - After the initial training period, a hybrid work model will become an option. You will be requested to work 3 days on-site and 2 days remote.Allowing for a blend of remote and onsite work based on performance and departmental needs.

About the Role

Are you detail-oriented, curious, and interested in learning how payments move behind the scenes at a financial institution? Do you enjoy researching transactions, solving problems, and making sure the details are right?

As our Payment Services Specialist I, you'll support the day-to-day operations that keep member payments moving accurately and efficiently. This is a developing payments operations role where you'll build experience across multiple payment functions, includingACH, wires, mobile RDC and ATM deposits, share drafts, returns, and other payment services.

You'll process routine transactions, research payment activity, resolve operational exceptions within your authority, and learn when to elevate more complex or higher-risk situations. Along the way, you'll develop valuable knowledge of payment-system controls, regulatory requirements, transaction risk, processing deadlines, and exception management.

What We’re Looking For

We're looking for someone who combines strong attention to detail with problem-solving skills and a willingness to learn. You'll be comfortable following established procedures and internal controls while researching transactions, communicating clearly, and managing time-sensitive processing responsibilities.

This is a great opportunity for someone with financial services, operations, or payment-processing experience who wants to deepen their knowledge of money movement and build a career in payments. The role requires at least one year of relevant financial services, operations, or payment-processing experience.

If you're a collaborative team player who enjoys digging into the details, learning new processes, and helping deliver a reliable member experience, we'd love to hear from you!

What’s In It For You

• Build specialized knowledge across multiple payment functions
• Gain hands-on experience with ACH, wires, RDC/ATM deposits, share drafts, and returns
• Cross-train across Payments Services as your proficiency grows
• Develop knowledge of payment controls, fraud prevention, and regulatory requirements
• Work alongside experienced payments professionals
• Opportunity to identify process improvements and contribute to department efficiency
• Career growth within a stable financial institution

Key Responsibilities

• Process assigned ACH activities, including routine processing support, forms, returns, load errors, exception handling, and transaction research.
• Review and process mobile RDC and ATM deposits, including routine approve, reject, and hold decisions within assigned authority.
• Process share draft in-clearing, Pay/No Pay items, return checks, return ECM payments, load errors, and basic check adjustments.
• Review and post incoming wires and assist with wire research, documentation, and exception handling.
• Support other payment functions such as Bill Pay research, foreign collection items, new-account opening funding, member coupons or credits, payment-related forms, and operational exceptions.
• Assist with member and staff payment inquiries, research transaction activity, document findings, and elevate complex or higher-risk exceptions when appropriate.
• Maintain accurate documentation and document processing and reporting within required deadlines and service expectations.
• Follow established dual-control, verification, fraud prevention, OFAC, BSA/AML, and payment-related controls.
• Cross-train on additional Payments Services functions and provide department coverage as proficiency develops.
• Identify recurring processing issues and opportunities for improvement and communicate them to senior team members or management.

Other Duties

• Comply with the credit union's Bank Secrecy Act (BSA), Anti-Money Laundering, and Member Due Diligence requirements.
• Complete required BSA, compliance, career development, and other assigned training.
• Perform additional duties as assigned to support the Payments Services team.

Requirements

Must Haves as a Payment Services Specialist I

• 1+ year of relevant financial services, operations, or payment-processing experience
• Strong attention to detail and transaction research skills
• Effective problem-solving abilities
• Strong written and verbal communication skills
• Basic data analysis skills
• Ability to follow documented procedures and internal controls
• Ability to develop working knowledge of payment-processing rules, regulatory requirements, operational controls, processing deadlines, and exception-handling requirements
• High school diploma or equivalent

Nice to Haves as a Payment Services Specialist I

• 1–2 years of Money Movement experience
• Exposure to Fiserv DNA, payment-processing platforms, Verafin, or similar financial systems
• Associate's degree and/or payments-related coursework

Summary

Due to the high volume of applications, we are unable to accept calls or status inquiries. All candidates will be notified of their status as applications are reviewed for further consideration. We truly appreciate the time you took to apply and are excited that you are considering a career with us.