Originations Analyst/Associate

Macdonald & Company; Miami (FL); On-site; USD 70,000 - 90,000; Full time

Job summary

A leading real estate investment firm based in Miami is seeking an Analyst / Associate for their Originations team. This role involves underwriting and closing high-yield real estate debt investments while negotiating with clients. Candidates should possess a bachelor’s degree in Finance or Real Estate and have 1–2 years of relevant experience. The firm offers a collegial and entrepreneurial work environment that fosters growth. Ideal applicants have strong financial modeling skills and a proactive mindset.

Qualifications

• 1–2 years of relevant real estate experience.
• Experience with underwriting and structuring debt or equity investments.
• Strong attention to detail.

Responsibilities

• Underwrite and close high yield real estate debt investments.
• Interface with clients to negotiate and structure new opportunities.
• Coordinate due diligence of each transaction.

Skills

Financial modeling

Risk assessment

Organization skills

Critical thinking

Education

Bachelor’s degree in Finance or Real Estate

Job description

Macdonald & Company is proud to partner with a leading private real estate credit platform to appoint an Analyst / Associate to its Originations team, based in Miami.

The firm is a fund manager that operates a series of discretionary private equity funds focused on real estate lending. They specialize in structuring loans for mid-market transactions in need of special situation or creative financing solutions. With over $1 billion of assets financed, they are one of the leading private lenders in the Southeast and Central U.S., offering a collegial work environment with an entrepreneurial team and flat organization structure that promotes growth and long-term retention.

Position Overview

This role sits within the firm’s Originations group and will play a critical part in supporting the underwriting, structuring, and execution of new loan investments. The successful candidate will be involved throughout the full deal lifecycle, from initial screening and underwriting through due diligence, documentation, and closing.

This is an investment-focused position offering exposure to transaction structuring, credit analysis, and direct borrower interaction within an active and growing private credit platform.

Key Responsibilities

• Underwrite and close high yield real estate debt investments including pre-development land loans, bridge loans, and construction loans across all asset classes
• Interface with potential borrowers and clients to screen, negotiate and structure new opportunities
• Collect, analyze, summarize, and organize all diligence materials provided on multiple transactions simultaneously, including entity documents, 3rd party reports, financials, title, entity/property searches, and construction review
• Oversee and coordinate the due diligence of each transaction including credit underwriting, analysis of third-party reports, and oversight of transaction structuring and documentation
• Work closely with outside legal counsel to negotiate and structure term sheets, loan documents, and other applicable legal documentation

Qualifications

• Bachelor’s degree in Finance, Real Estate, or related discipline
• Approximately 1–2 years of relevant real estate experience
• Exposure to underwriting and structuring debt or equity investments and demonstrate strong financial modeling capabilities.
• Experience within a real estate private equity firm, debt fund, commercial bank, or development platform
• Strong underwriting and financial modeling skills
• Ability to assess risk and think critically about capital structures
• Strong organizational skills and attention to detail
• A proactive, entrepreneurial mindset suited to a flat, growth-oriented team