Oracle FLEXCUBE Banking Specialist

Obsidian; New York (NY); On-site; USD 120,000 - 170,000; Full time

Job summary

Obsidian in New York seeks a Domain Expert – Banking (Oracle FLEXCUBE Research) to drive accuracy in exposure calculations and contract validation. You will apply frequent FLEXCUBE usage across credit, customer records, and core banking operations, ensuring auditable handoffs and compliant processes for complex contracts.

You will lead rigorous validation, reconcile positions, and support regulatory standards while coordinating with stakeholders to close items and prepare for reviews.

Qualifications

• Frequent Oracle FLEXCUBE use — weekly or more — in your current or recent role.
• 2+ years of professional experience in banking operations, credit, or a related core-banking function.
• Reflexive familiarity with credit standards, exposure calculation, and validation-vs-booking distinctions.
• Bachelor's degree in Finance, Accounting, Business; a banking/credit certification (e.g., Chartered Banker – CIOB, Certified Credit Professional) or equivalent hands‑on core-banking experience

Responsibilities

• Confirm the customer/contract position reflects what actually happened, not what’s assumed, especially on partial handoffs.
• Work out current exposure under the bank's credit standard as at the current business date, and record it with a review date.
• Distinguish validation-only actions from bookings that affect a contract.
• Judge completeness: is the full position understood, is anything left open that shouldn't be, is the record ready for the next reviewer or for committee.
• Verify recorded outcomes are traceable — auditable, not just noted informally

Skills

Oracle FLEXCUBE proficiency

Credit & exposure knowledge

Regulatory & credit standards

Education

Bachelor's degree in Finance, Accounting, Business

Chartered Banker – CIOB / Certified Credit Professional

Job description

Domain Expert – Banking (Oracle FLEXCUBE Research)

To qualify you must use Oracle FLEXCUBE regularly — weekly or more — as a working part of your job, with 2+ years of professional banking experience.

FLEXCUBE knowledge we require

Credit & exposure

• Calculating current exposure against the bank's credit standard as at a given business date; arrears and headroom calculation

• Distinguishing a validation-only posting from a booked transaction against a contract

• Reading limits/facility structures; recognizing when an item needs committee sign-off vs. branch-level approval

Customer & relationship records

• Customer Information File (CIF) structure and relationship hierarchies

• Recording contact/interaction history accurately, including on partial or handed-off information

• Setting and interpreting review dates and follow-up flags on a customer file

Contracts & core banking operations

• Contract inquiry and lifecycle screens (origination, drawdown, repayment, release)

• Branch lending repayment validation vs. contract booking

• Distinguishing what's confirmed vs. assumed when picking up a file mid-process

Reference & product data

• Product parameter tables, GL mapping, and how product configuration constrains what a transaction can do

• Settlement/correspondent references where relevant to a contract

Regulatory & credit standards

• Applying the bank's own credit standard/policy to determine current risk position

• Version/currency awareness — which policy or limit applies as of the current business date

Audit & handoff

• Recording validations, conclusions, and open items so the next person in the workflow can see exactly what was decided and what's still outstanding

• MIS / reporting screens relevant to exposure and customer position

What you'll do

• Confirm the customer/contract position reflects what actually happened, not what's assumed, especially on partial handoffs

• Work out current exposure under the bank's credit standard as at the current business date, and record it with a review date

• Distinguish validation-only actions from bookings that affect a contract

• Judge completeness: is the full position understood, is anything left open that shouldn't be, is the record ready for the next reviewer or for committee

• Verify recorded outcomes are traceable — auditable, not just noted informally

Requirements

• Frequent Oracle FLEXCUBE use — weekly or more — in your current or recent role

• 2+ years of professional experience in banking operations, credit, or a related core-banking function

• Reflexive familiarity with credit standards, exposure calculation, and validation-vs-booking distinctions

• Bachelor's degree in Finance, Accounting, Business, or a related field; a banking/credit certification (e.g., Chartered Banker – CIOB, Certified Credit Professional) or equivalent hands‑on core-banking experience