Operations Specialist I

Reliabank Dakota; Estelline Township (SD); On-site; USD 40,000 - 52,000; Full time

Job summary

Reliabank Dakota is seeking an Operations Specialist to provide bank operations support across branches. The role emphasizes processing ACH, wires, and cash letters, reviewing overdrafts, and ensuring accurate daily transactions.

You will handle mobile deposits, returns, currency orders, and maintain security and confidentiality. The position requires adherence to FDIC regulations and strong customer service focus.

Qualifications

• High School diploma or equivalent required.
• 2-3 years of related customer service experience preferred.
• Respond sensitively to the needs and priorities of the customer; recognize and take appropriate action to meet their needs and establish an effective working relationship.
• Express thoughts and ideas in a clear and concise manner to a variety of audiences.
• Project a positive image of the bank to all internal and external customers.
• Manage one’s time to complete work according to established deadlines.
• Prioritize tasks to make the best use of time for high priority tasks.
• Maintain confidentiality of customers account information and follow established policies and procedures in responding to inquiries and requests.
• Monitor compliance to ensure the processing and handling of information is done in a manner that adheres to FDIC regulations and consumer protection issues.

Responsibilities

• Process ACH and Cash Letter Files throughout the day.
• Review and decision overdraft and stop pay items.
• Review and process rejects from previous day’s transactions.
• Review and approve mobile capture deposits.
• Process incoming and outgoing returns.
• Process wire requests through UNET.
• Order currency.
• Review end of day batches for rejects.
• Approve outgoing wire requests through UNET.
• Verify stop payment requests.
• Review SecureNow denied report.
• Distribute faxes received.
• Process mobile deposit limit increases.
• Review bounce back emails.
• Process ID Theft Enrollment customers.
• Review Abrigo fraud red flags.

Skills

Customer service

Clear communication

Time management

Professional image

Task prioritization

Confidentiality

Compliance awareness

Education

High School diploma or equivalent

Job description

Description

There is ONE Operations Specialist position open that can be filled in any branch location.

POSITION SUMMARY: Provide a variety of bank operations and support in an efficient and courteous manner.

PRIMARY ACCOUNTABILITIES AND RESPONSIBILITIES:

ACCOUNTABILITY 1: Perform Computer Room Duties

• Process ACH and Cash Letter Files throughout the day
• Review and decision overdraft and stop pay items
• Review and process rejects from previous day’s transactions
• Review and approve mobile capture deposits
• Process incoming and outgoing returns
• Process wire requests through UNET
• Order currency

ACCOUNTABILITY 2: Rotation 2 – Late Week

• Process incoming wires
• Process NOC and incoming returns
• Approve outgoing wire requests through UNET
• Review new accounts
• Review end of day batches for rejects

ACCOUNTABILITY 3: Rotation 3

• Continue review of new accounts
• Approve outgoing wire request through UNET
• Verify stop payment requests
• Review SecureNow denied report
• Distribute faxes received
• Process mobile deposit limit increases
• Review bounce back emails
• Process ID Theft Enrollment customers
• Review and process Abrigo fraud red flags

ACCOUNTABILITY 4: Protect the Bank’s Interests

• Seek adequate identification and evaluate availability of full recourse prior to performing transactions. Remain informed regarding the bank’s security policies and procedures, including the safeguarding of employee lives and cash.
• Report suspicious activity and violations of security policy to the supervisor.
• Exercise confidentiality in all matters.

SECONDARY ACCOUNTABILITIES AND RESPONSIBILITIES:

• OTHER DUTIES AS ASSIGNED

This position description describes the general nature and level of work performed by the individual assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability.

• This position description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the position change.

Requirements

Education and Experience:

• High School diploma or equivalent required.
• 2-3 years of related customer service experience preferred.

Other Skills:

• Respond sensitively to the needs and priorities of the customer; recognize and take appropriate action to meet their needs and establish an effective working relationship.
• Express thoughts and ideas in a clear and concise manner to a variety of audiences.
• Project a positive image of the bank to all internal and external customers.
• Manage one’s time to complete work according to established deadlines.
• Prioritize tasks to make the best use of time for high priority tasks.
• Maintain confidentiality of customers account information and follow established policies and procedures in responding to inquiries and requests.
• Monitor compliance to ensure the processing and handling of information is done in a manner that adheres to FDIC regulations and consumer protection issues.