Operational Integrity and Risk Control Analyst

Raymond James; Pittsburgh (Allegheny County); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical, dental and vision

401(k) retirement plan

Paid time off

Career development opportunities

Job summary

Raymond James is seeking an Operations Integrity and Risk Control Analyst to safeguard accuracy, compliance, and data integrity in commercial loan processing. The role involves quality reviews, collateral oversight, and cross-functional collaboration to drive process improvements and risk mitigation.

The ideal candidate has a Bachelor’s degree with at least 5 years in financial services, including 2 years in Loan Operations, and strong regulatory knowledge.

Qualifications

• Bachelor’s degree or equivalent in Accounting, Finance, or related field.
• Minimum 5 years in financial services, including at least 2 years in Loan Operations.
• Strong knowledge of regulatory requirements (BSA/AML, Beneficial Ownership, Flood Insurance).
• Experience with commercial loan documentation, collateral, and invoicing processes.

Responsibilities

• Perform quality reviews: validate completeness, accuracy, and compliance for new loan originations, modifications, and renewals.
• Confirm loan terms against credit approvals and documents.
• Collateral and insurance oversight: ensure perfection, lien priority, insurance coverage; manage exceptions.
• Address complex loan issues requiring policy and process interpretation.
• Support leadership on strategic initiatives, system implementations, and process improvements.
• Communicate with clients and internal teams promptly and professionally.
• Oversee manual fee invoicing for Letters of Credit and unused fees.
• Manage collateral release administration upon loan payoff per standards.
• Collaborate with internal and external partners to resolve issues and ensure smooth operations.

Skills

Quality control

Regulatory knowledge

Attention to detail

Cross-functional collaboration

Communication

Education

Bachelor’s in Accounting

Bachelor’s in Business Administration

Bachelor’s in Finance

Job description

Job Description Summary

The Operational Integrity and Risk Control Analyst plays a critical role in safeguarding the accuracy, compliance, and data integrity of commercial loan processing. This position ensures operational excellence by conducting detailed quality control reviews on documentation, invoicing, client requests, and collateral, mitigating both operational and regulatory risk. The Analyst partners with cross-functional teams to identify defects, drive corrective actions, and support continuous process improvement. Additionally, this role provides strategic support to Loan Operations Leadership on projects, implementations, and process enhancements, ultimately strengthening client confidence through accurate and compliant loan servicing.

Job Description Primary Functions of the Position

• Perform Quality Reviews : Validate documentation completeness, accuracy, and compliance for new loan originations, modifications, and renewals.
• Confirm loan terms (rate, index, spread, amortization, maturity, fees) against credit approvals and executed documents.
• Collateral & Insurance Oversight : Ensure collateral perfection, lien priority, and proper insurance coverage; manage exception tracking setup.
• Issue Resolution : Address complex loan issues requiring interpretation of policies, guidelines, and processes.
• Project & Initiative Support : Assist leadership with strategic initiatives, system implementations, and process improvement projects.
• Client & Internal Communication : Respond to inquiries promptly and professionally, following established procedures.
• Fee Management : Oversee manual fee invoicing for Letters of Credit and Commitment Unused Fees, ensuring accuracy and timeliness.
• Collateral Release Administration : Manage the release of all collateral, including real estate, upon loan payoff, in accordance with operational standards.
• Stakeholder Collaboration : Work closely with internal and external partners to resolve issues and ensure smooth operations.

Education and Experience Requirements

Bachelor’s Degree or equivalent combination of education and experience. Minimum 5 years of financial services experience, including at least 2 years in Loan Operations. Prior experience in lending operations and quality control, with strong knowledge of regulatory requirements.

Essential Skills and Abilities

Deep understanding of commercial lending documentation and regulatory requirements (e.g., BSA/AML, Beneficial Ownership, Flood Insurance). Familiarity with investment commercial real estate finance across multiple loan and property types. Exceptional organizational skills, attention to detail, and ability to thrive in a fast-paced environment with minimal supervision. Strong interpersonal and communication skills, effective in person, via email, and over the phone. Ability to work independently and collaboratively within a team. Comprehensive knowledge of the Bank’s products and services. Flexibility to work additional hours during peak periods to meet service levels.

Education

• Bachelor’s - Completed: Accounting
• Bachelor’s - Completed: Business Administration
• Bachelor’s - Completed: Finance

Work Experience

General Experience - 3 to 6 years Certifications Travel Less than 25% Workstyle Resident

Compensation and Benefits

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status.

To view more details of the benefits offered, visit Myrjbenefits.com.

Company Culture and Values

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

Associate Expectations

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.