National Commercial Underwriter - Real Estate Risk Expert

First American Financial Corporation; Philadelphia (Philadelphia County); On-site; USD 97,700 - 130,300; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401k

PTO

Job summary

First American is seeking a National Commercial Underwriter to join our National Commercial Services team in the Philadelphia area. You will provide underwriting guidance, analyze risk, and collaborate with operations, sales, legal, and escrow to facilitate multi-property transactions.

Ideal candidates bring 5+ years of land title underwriting experience, deep ALTA knowledge, and strong analytical and communication skills to balance risk with business objectives.

Qualifications

• Minimum of 5 years of land title insurance underwriting experience, including commercial underwriting.
• Extensive knowledge of title insurance principles, title examination, escrow and settlement practices, and real estate law.
• Experience underwriting complex, high-liability, and multi-state commercial transactions.
• Thorough understanding of ALTA policies, endorsements, underwriting guidelines, and title insurance regulations.
• Ability to analyze complex title issues and develop practical underwriting solutions while balancing risk and business objectives.
• Strong knowledge of state-specific title insurance regulations and underwriting requirements across multiple jurisdictions.
• Excellent analytical, critical thinking, problem-solving, negotiation, and decision-making skills.
• Strong written, verbal, and interpersonal communication skills, with the ability to build relationships and communicate complex information effectively.

Responsibilities

• Provide underwriting guidance, counsel, and authorization to internal teams and customers for the issuance of commercial and residential title insurance commitments and policies.
• Evaluate title risk and underwrite transactions within delegated authority, applying established underwriting standards and company guidelines.
• Analyze and resolve complex title issues, providing practical underwriting solutions that support business objectives while managing risk.
• Serve as a trusted resource to company personnel by providing guidance on title, escrow, and real estate settlement matters.
• Interpret and communicate underwriting requirements, issue underwriting standards and guidelines, and ensure compliance with company policies and applicable regulations.
• Partner with operations, sales, legal, and agency personnel to support successful real estate transactions and deliver exceptional customer service.

Skills

Underwriting

ALTA knowledge

Multi-state underwriting

Analytical

Communication

Risk assessment

Education

High school diploma or equivalent

Bachelor's degree preferred

Tools

Microsoft Office

Job description

First American is seeking a National Commercial Underwriter to join our National Commercial Services team in the Philadelphia area. You will provide underwriting guidance, analyze risk, and collaborate with operations, sales, legal, and escrow to facilitate multi-property transactions.

Ideal candidates bring 5+ years of land title underwriting experience, deep ALTA knowledge, and strong analytical and communication skills to balance risk with business objectives.