Multifamily Capital Markets Loan Pricing Associate

Freddie Mac; United States; On-site; USD 80,000 - 120,000; Full time

Job summary

Freddie Mac in the United States is seeking an Associate to join our Capital Markets Loan Pricing team, supporting pricing of multifamily loans and related structured transactions.

You will work with internal partners and dealers, analyze fixed and floating rate products, and help develop pricing strategies in a fast-paced, collaborative environment. This role offers growth within a market-leading team.

Qualifications

• Advanced quantitative and analytical abilities.
• Proficiency in Microsoft Excel.
• Strong verbal and written communication skills.
• Ability to work independently in a dynamic environment.

Responsibilities

• Assist with pricing fixed and floating rate multifamily products including Conventional, Tax Exempt Loans & Bonds.
• Prepare guarantee fee recommendations for K-Deals and Q-Deals.
• Monitor capital markets and coordinate with dealers on new issuance and secondary market activity.
• Perform interest rate locks and coordinate with the hedging desk.
• Support pricing process enhancements and ad hoc analyses.

Skills

Quantitative analysis

Excel proficiency

Communication skills

Education

Bachelor's degree in Finance/Quantitative Finance/Real Estate/Business Administration/Economics

Tools

Microsoft Excel

Job description

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose.

Position Overview:

Are you a smart, curious, and self-motivated professional with a passion for commercial real estate? Freddie Mac Multifamily, the nation’s leading and most innovative secondary market provider of multifamily mortgage financing, is seeking an Associate to join our Capital Markets Loan Pricing team. If you are eager to be intellectually challenged, contribute to the creation and preservation of housing, and thrive in a collaborative environment, we invite you to join our dynamic and exciting team.

Our Impact:

The Capital Markets Pricing team is responsible for pricing all multifamily loans, including Conventional, Targeted Affordable Housing, Senior Housing, and Student Housing. We also price Guarantee fees for all Freddie Mac structured deals, such as K-Deals, SB-Deals, ML-Deals, and Q-Deals. Our pricing decisions are driven by risk assessment, market competition, and strategic business objectives.

Your Impact:

As an Associate, you will play a critical role in supporting the development and execution of Freddie Mac Multifamily pricing strategies. Your responsibilities will include:

Analysis

• - Assisting with pricing of fixed and floating rate multifamily products, including Conventional, Targeted Affordable Housing, Tax Exempt Loans & Bonds, 9% LIHTC, Supplemental Loans, Credit Revolvers, Forwards, and more.
• - Preparing Guarantee fee recommendations for K-Deals, Q-Deals, ML-Deals, and other structured transactions.
• - Monitoring capital markets and collaborating with dealers on new issuance K-deal levels and secondary market activity of K-deal bonds.
• - Performing interest rate locks for mortgages and coordinating with the hedging desk.
• - Reviewing and approving prepay penalty waiver requests.
• - Contributing to pricing process and system enhancements.
• - Conducting ad hoc analyses as needed.

Communication

• - Engaging daily with internal business partners and external clients—including Production, Underwriting, and Legal—to resolve issues throughout the loan quoting and rate lock process.

Qualifications:

• - Bachelor’s degree in Finance, Quantitative Finance, Real Estate, Business Administration, Economics, or related field.
• - 0 – 2 years of experience in commercial real estate finance or expertise in fixed income, finance, underwriting, and/or capital markets.
• - Advanced quantitative and analytical abilities, with proficiency in Microsoft Excel.
• - Ability to excel in a dynamic environment, manage multiple tasks, and work independently.
• - Strong verbal and written communication skills.

Keys to Success in this Role:

• - Genuine curiosity and interest in the commercial real estate industry.
• - Exceptional attention to detail.
• - Collaborative team player with a positive attitude.
• - Strong work ethic with the ability to multi-task.
• - Skilled at leveraging data to inform and enhance communications.

We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

A safe and secure environment is critical to Freddie Mac’s business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.

CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.

Time-type:Full time

FLSA Status:Non-Exempt

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $80,000 - $120,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.