Mtge Home Ln Advisor

First-Bank; Newport Beach (CA); Hybrid; USD 21,000 - 30,000; Full time

Benefits offered by this job

Hybrid work environment

Job summary

First Bank in Newport Beach, CA is seeking a Mortgage Home Loan Advisor who spends most of their time meeting borrowers outside the office to help finance homes. The role includes sourcing leads, collecting documents, and coordinating closings.

Ideal candidates have 1–2 years of mortgage-related experience, NMLS registration, and strong math/readiness skills. A hybrid work arrangement is available to accommodate field activities.

Qualifications

• High school diploma or GED.
• 1–2 years related experience and/or training.
• Proficient with Windows-based software.
• Ability to drive a car or have reliable transportation.
• Able to read, write, and interpret documents and reports.
• Competent math skills.
• NMLS registration required upon hire.
• Self-motivated and detail oriented.
• Thrives in a fast-paced, changing environment.

Responsibilities

• Source leads for mortgage home loans.
• Meet with borrowers to obtain loan applications and explain processes.
• Analyze borrowers' financial status and required paperwork.
• Submit applications and confer with underwriters.
• Advise borrowers on underwriting decisions and conditions.
• Work with processor and borrower if loan is denied, explore other programs.
• Coordinate loan closing, escrow signing, and document ordering.

Skills

Windows proficiency

Interpersonal skills

Math skills

Reading/writing comprehension

NMLS knowledge

Self-motivation

Detail orientation

Customer-facing experience

Education

High school diploma or GED

Tools

Windows-based software

Job description

Newport Beach, California, United States

About this Role

Mortgage Home Loan Advisor

Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.

In this Role You Will

• Sourcing leads for mortgage home loans
• Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.
• Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan
• Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns
• Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met
• Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program
• Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process

Qualifications, Competencies and Skills

• Have a high school diploma or general education degree (GED)
• Have one to two years related experience and/or training
• Are proficient with Windows-based software
• Have the ability to drive a car or obtain other reliable transportation is required
• Are able to speak, read, write and effectively interpret documents and reports
• Have competent math skills
• Are registered under the Nationwide Mortgage Licensing System (NMLS) - required upon hire
• Are self-motivated and extremely detail oriented
• Thrive in a fast-paced, constantly changing environment

The hourly wage rate for this role is $18.50

About Us

Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future.

Diversity

At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you.

First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status.

Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance.

Hybrid