Mortgage Underwriter

Priority Financial Network; Calabasas (CA); On-site; USD 75,000 - 105,000; Full time

Benefits offered by this job

401(k) with 2% company match

Comprehensive health, dental, and vis­

Job summary

Priority Financial Network is seeking an experienced Mortgage Underwriter to evaluate home loan applications and supporting documents to determine borrower creditworthiness. The role covers agency, government, and Non-QM programs with clear approval or denial recommendations documented for each decision.

The candidate will work with automated underwriting systems (DU/LP) and quality control tools, ensuring compliance with guidelines and investor requirements, while maintaining accurate records

Qualifications

• Minimum 2 years of recent underwriting experience in mortgage lending.
• Proficiency with AUS and loan origination systems.
• Experience with manual underwriting guidelines.
• FHA DE and/or VA SAR certifications are mandatory.
• Strong organizational skills and attention to detail.
• Ability to work independently as well as in a team environment.

Responsibilities

• Analyze mortgage applications and supporting documents (income, assets, credit, property value) to assess borrower’s creditworthiness.
• Ensure loans meet program guidelines and investor requirements.
• Validate and update information in loan origination systems, ensuring accuracy and completeness.
• Utilize automated underwriting systems (DU/LP) and quality control tools (FraudGuard, Early Check).
• Provide approval or denial recommendations with clear documentation to support lending decisions.
• Assist with resolving post-closing issues and re-evaluate loans as needed when new information is received.
• Maintain production standards and accurate system records.
• Other related duties, as assigned

Skills

Attention to detail

Organizational skills

Independent work

Team collaboration

Manual underwriting

Education

High school diploma or equivalent

College degree preferred

Tools

AUS (Automated Underwriting Systems)

Loan Origination Systems

FraudGuard

Early Check

DU/LP

Job description

Join Priority Financial Network as a Mortgage Underwriter!

We are seeking an experienced Underwriter who will be responsible for evaluating home loan applications and accompanying documents to determine the borrower’s creditworthiness. The position involves handling a variety of loan types, including agency (Fannie/Freddie), government programs (FHA/VA/USDA), and Non-QM programs. You will provide clear recommendations on credit applications, whether approval or denial, with thorough documentation to support each decision.

Key Responsibilities:

• Analyze mortgage applications and supporting documents (income, assets, credit, property value) to assess borrower’s creditworthiness.
• Ensure loans meet program guidelines and investor requirements.
• Validate and update information in loan origination systems, ensuring accuracy and completeness.
• Utilize automated underwriting systems (DU/LP) and quality control tools (FraudGuard, Early Check).
• Provide approval or denial recommendations with clear documentation to support lending decisions.
• Assist with resolving post-closing issues and re-evaluate loans as needed when new information is received.
• Maintain production standards and accurate system records.
• Other related duties, as assigned

Qualifications:

• High school diploma or equivalent required; a college degree is preferred
• A minimum of 2 years of recent experience in Underwriting within the mortgage industry is essential
• Proficiency with automated underwriting systems (AUS) and loan origination systems
• Strong organizational skills and attention to detail
• Ability to work independently as well as in a collaborative team environment
• Experience with manual underwriting guidelines
• FHA DE and/or VA SAR certifications are mandatory
• 401(k) with 2% company match
• Comprehensive health, dental, and vision insurance