Mortgage Underwriter

Victorian Finance; Arizona; Hybrid; USD 90,000 - 110,000; Full time

Job summary

Victorian Finance is seeking a detail-oriented Mortgage Underwriter to grow with our team. You will analyze and verify loan applications, assess risk, and render loan decisions. The ideal candidate has deep FHA/VA/USDA knowledge and strong organizational skills to prioritize tasks efficiently.

5+ years of Fannie/Freddie underwriting and 3+ years FHA/VA/USDA experience are required; ICE Encompass mastery and strong communication are essential for collaboration with loan officers and processors.

Qualifications

• 5+ years of underwriting experience with Fannie and Freddie loans.
• 3+ years of underwriting FHA, VA, and USDA loans.
• Proficient in automated underwriting systems and Microsoft Office.
• Strong decision-making and communication skills; able to work with loan officers and processors.

Responsibilities

• Provide necessary documentation/communication regarding approval or rejection of loans to loan officers
• Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
• Ensure information is accurate, compliant with standards, and aligned with company policies
• Conduct a thorough search of clients' financial and employment history to ensure accuracy of application and documents

Skills

Decision making

Communication

Fannie/Freddie underwriting

Team collaboration

Tools

Microsoft Office

Encompass

Job description

FHA/VA/USDA Mortgage Underwriter We are looking for a detail-oriented mortgage underwriter to grow with our team! You'll be responsible for analyzing and verifying real estate loan applications while evaluating risks and making loan decisions. The ideal applicant has a thorough understanding of the latest industry trends and is able to organize and prioritize their tasks efficiently and effectively. Job seekers who feel they're a great fit for the role are highly encouraged to apply.

Responsibilities

• Provide necessary documentation/communication regarding approval or rejection of loans to loan officers
• Review all mortgage applications and supporting documents to ensure all necessary information is included for approval
• Ensure once all information is gathered that it is accurate, compliance standards are met, and it is in congruence with company policies
• Conduct a thorough search of clients' financial and employment history to ensure accuracy of application and documents

Qualifications

• Knowledgeable in automated underwriting systems and Microsoft office
• Strong decision-making and communication skills
• 5+ years of experience in underwriting Fannie and Freddie loans
• 3+ years of experience with FHA, VA, and USDA loans is a MUST
• ICE Encompass Mastery Required
• Must be able to work with Loan Officers and Processors

Compensation: $90,000 - $110,000 annually

Compensation: $90,000-$110,000 per year