Mortgage Treasury Analyst

Mortgage; Austin (TX); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical, Dental and Vision

Employee Stock Purchase Plan

Flex Spending Accounts

Life & Disability Insurance

Vacation, Sick, Personal Time and |

Company Holidays

Job summary

D.R. Horton, Inc. is seeking a Mortgage Treasury Analyst to manage daily cash positions, forecast funding needs, and coordinate transfers to support mortgage loan originations and disbursements.

The role requires strong cash management skills and experience in treasury operations. Responsibilities include preparing forecasts, investigating discrepancies, and improving funding processes in alignment with treasury policies.

Qualifications

• Bachelor’s degree in accounting or finance required.
• 3–5 years of relevant treasury, cash management, or financial operations experience.
• Proficiency in Excel and ability to interpret financial data and recommend actions.
• Strong computer skills; proficient in Microsoft Office and quick to learn new programs.

Responsibilities

• Analyze daily cash positions, receipts, loan funding and disbursements to determine funding needs.
• Prepare and update short-term cash forecasts using funding pipelines and settlements.
• Coordinate daily funding plans with banks, broker-dealers, and internal partners; adjust as needed.
• Investigate transfers and funding exceptions; coordinate corrective actions.

Skills

Excel

Financial analysis

Cash management

Treasury operations

Education

Bachelor's degree in accounting or finance

Tools

Treasury management systems

Job description

Job Description - Mortgage Treasury Analyst (2605698)

Job Description

Mortgage Treasury Analyst - 2605698

Description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a Mortgage Treasury Analyst . The right candidate analyze daily cash requirements and coordinates funding to support mortgage loan originations and business disbursements. This role recommends cash movements, resolves funding and reconciliation exceptions, and improves operating processes aligned with treasury policies.

Essential Duties and Responsibilities

Analyze daily cash positions, expected receipts, loan funding requirements, and business disbursements to determine account funding needs and recommend transfers within approved funding arrangements

Prepare and update short-term cash forecasts using funding pipelines, scheduled settlements, and operating activity, and explain material differences between forecast and actual results

Coordinate daily funding plans with banks, broker-dealers, and internal partners, assess timing constraints, and recommend adjustments to maintain adequate operating cash

Investigate delayed, returned, or misdirected transfers and other nonroutine funding exceptions, evaluate resolution options, and coordinate corrective action

Analyze bank and internal cash reconciliations, identify the causes of unresolved differences, and coordinate corrections with accounting and operational teams

Prepare treasury reports covering cash availability, funding activity, unresolved exceptions, and transaction trends, and explain findings and recommended actions to management

Evaluate banking workflows, transaction data, and recurring errors to recommend improvements to processing efficiency, cash visibility, and control effectiveness

Maintain procedures for assigned treasury processes and perform designated control reviews, including independent transaction verification when assigned, while preserving segregation of duties

Provide technical guidance and cross‑training to team members on funding processes and exception research

Support audits and examinations by preparing requested analyses and explaining assigned treasury processes and controls

Conduct all business in a professional and ethical manner

• Ability to work overtime

Qualifications

Education and/or Experience

Bachelor’s degree in accounting or finance is required

3–5 years of relevant treasury, cash management, or financial operations experience, including responsibility for cash analysis or funding exception resolution

Experience preparing cash positions or forecasts, investigating reconciliation differences, and coordinating bank transfers is required

Proficiency in Excel and the ability to interpret financial data and recommend practical actions is required

Strong computer skills are required. Proficiency in Microsoft Office applications and the ability to learn new programs/systems quickly is essential

Ability to sit for majority of 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision

• The noise level is generally moderate

Preferred Qualifications

Experience with mortgage funding pipelines, broker-dealer settlements, or warehouse funding arrangements is preferred

• Experience using treasury management systems and improving financial reporting is preferred

Come joina winning team with a Fortune 500 company! We are growing fast and arelooking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder.#WeBuildPeopleToo