Mortgage Treasury Analyst

DHI Mortgage; Austin (TX); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical, Dental and Vision

401(K)

Employee Stock Purchase Plan

Flex Spending Accounts

Life & Disability Insurance

Vacation, Sick, Personal Time and City

Job summary

Join D.R. Horton, Inc., the nation’s number one homebuilder, as a Mortgage Treasury Analyst in our treasury team. You will analyze daily cash needs, coordinate funding for mortgage loan originations, and develop short-term cash forecasts to support business disbursements.

The role requires 3–5 years of treasury or cash management experience, with strong Excel skills and the ability to work with banks and internal partners to optimize funding. Overtime may be required as part of business needs.

Qualifications

• Bachelor's degree in accounting or finance is required.
• 3-5 years treasury, cash management, or financial operations experience.
• Experience preparing cash positions, forecasts, and bank transfers required.
• Proficiency in Excel and ability to interpret financial data required.
• Strong computer skills and quick learning of new programs are essential.

Responsibilities

• Analyze daily cash positions, receipts, funding requirements, and disbursements to determine funding needs.
• Prepare short-term cash forecasts using pipelines and activities; explain differences to forecast.
• Coordinate daily funding plans with banks, broker-dealers, and internal partners.
• Investigate funding exceptions and coordinate corrective action.
• Analyze bank reconciliations and coordinate corrections with accounting and operations teams.
• Prepare treasury reports on cash availability and funding activity for management.

Skills

Excel

Cash forecasting

Funding coordination

Data analysis

Problem solving

Education

Bachelor's degree in accounting or finance

Tools

Treasury management systems

MS Office

Job description

Description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high-quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

Mortgage Treasury Analyst

The right candidate analyze daily cash requirements and coordinates funding to support mortgage loan originations and business disbursements. This role recommends cash movements, resolves funding and reconciliation exceptions, and improves operating processes aligned with treasury policies.

Essential Duties and Responsibilities

• Analyze daily cash positions, expected receipts, loan funding requirements, and business disbursements to determine account funding needs and recommend transfers within approved funding arrangements
• Prepare and update short-term cash forecasts using funding pipelines, scheduled settlements, and operating activity, and explain material differences between forecast and actual results
• Coordinate daily funding plans with banks, broker-dealers, and internal partners, assess timing constraints, and recommend adjustments to maintain adequate operating cash
• Investigate delayed, returned, or misdirected transfers and other nonroutine funding exceptions, evaluate resolution options, and coordinate corrective action
• Analyze bank and internal cash reconciliations, identify the causes of unresolved differences, and coordinate corrections with accounting and operational teams
• Prepare treasury reports covering cash availability, funding activity, unresolved exceptions, and transaction trends, and explain findings and recommended actions to management
• Evaluate banking workflows, transaction data, and recurring errors to recommend improvements to processing efficiency, cash visibility, and control effectiveness
• Maintain procedures for assigned treasury processes and perform designated control reviews, including independent transaction verification when assigned, while preserving segregation of duties
• Provide technical guidance and cross-training to team members on funding processes and exception research
• Support audits and examinations by preparing requested analyses and explaining assigned treasury processes and controls
• Conduct all business in a professional and ethical manner
• Ability to work overtime

Qualifications

Education and/or Experience

• Bachelor's degree in accounting or finance is required
• 3-5 years of relevant treasury, cash management, or financial operations experience, including responsibility for cash analysis or funding exception resolution
• Experience preparing cash positions or forecasts, investigating reconciliation differences, and coordinating bank transfers is required
• Proficiency in Excel and the ability to interpret financial data and recommend practical actions is required
• Strong computer skills are required. Proficiency in Microsoft Office applications and the ability to learn new programs/systems quickly is essential
• Ability to sit for majority of 8-hour workday; use hands and fingers to handle or feel; reach with hands and arms; talk and hear. Specific vision abilities required by this job include close vision and peripheral vision
• The noise level is generally moderate

Preferred Qualifications

• Experience with mortgage funding pipelines, broker-dealer settlements, or warehouse funding arrangements is preferred
• Experience using treasury management systems and improving financial reporting is preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• 401(K)
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

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