Mortgage Servicing Representative 1

First National Bank Of Pennsylvania; United States; On-site; USD 36,000 - 48,000; Full time

Job summary

First National Bank Of Pennsylvania is seeking a Mortgage Servicing Representative 1 to join the Mortgage Administration team in Hermitage, PA. You will support the Mortgage Servicing area by handling boarding of funded loans, processing mail, and ensuring accurate posting of payoff funds under supervision.

The role emphasizes accuracy, regulatory compliance, and teamwork. A High School diploma is required; opportunity to grow within a leading financial services company with strong community

Qualifications

• High school diploma or GED required.
• 0 years of related experience required.
• Experience with MS Office Suite preferred.
• Knowledge of mortgage servicing and regulatory requirements is a plus.

Responsibilities

• Ensures timely receipt and boarding of funded mortgage loans.
• Manages daily incoming and outgoing mail within the department.
• Prepares payoff statements and verifies mortgage postings and fee distributions.
• Processes force placed insurance assessments and cancellations.
• Monitors hazard insurance policy details to meet regulatory requirements.
• Prepares and posts disbursement of premiums.
• Assists with tax payments including sorting and filing tax bills.

Skills

Project management

Communication

Organizational skills

Office equipment

PC software

MS Word

MS Excel

MS PowerPoint

GSE knowledge

Fiserv Premier knowledge

Education

High School or GED

Job description

Primary Office Location: 3014 East State Street. Hermitage, Pennsylvania. 16148.

Join our team. Make a difference - for us and for your future.

Position Title

Mortgage Servicing Representative 1

Business Unit

Mortgage Administration

Reports to

Supervisor of Mortgage Servicing

Position Overview

This position is primarily responsible for performing a variety of duties under the general guidance of the Manager of Loan Servicing in support of the Mortgage Servicing area performing select duties in accordance with the corporation's policies and procedures and all US state and federal laws and regulations wherein the company operates.

Primary Responsibilities

• Ensures timely receipt and boarding of funded mortgage loans.
• Responsible for daily incoming and outgoing mail including distribution throughout the department.
• Prepares payoff statements and verifications of mortgage and ensures accurate posting of payoff funds and fee distribution.
• Processes force placed insurance assessments and cancellations.
• Monitors and receives hazard insurance policies and ensures that policy information is accurate and that it meets regulatory and investor requirements.
• Prepares and posts disbursement of premiums.
• Assist with tax payments as required including but not limited to sorting, filing and scanning of tax bills.
• Ensures that all regulatory and compliance requirements are met including credit reporting, T&I disclosures, PMI disclosures, ARM disclosures and IRS reporting.
• Performs other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
• F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.
• Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education

High School or GED

Minimum # of Years of Job Related Experience

0

Skills Required

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Ability to use general office equipment
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Knowledge of GSE (Freddie Mac/Fannie Mae) investor servicing and reporting.
• Knowledge of Fiserv Premier preferred.

Licensures/Certifications Required

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work

N/A

Equal Employment Opportunity (EEO)

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.

Company Culture & Opportunities

A culture of teamwork. A history of success. As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina. Our consistent recognition as a best place to work and top workplace by our own employees symbolizes the outstanding culture we represent.