Mortgage Servicing Representative 1

FNB Corporation; Hermitage, Northern (Mercer County, KY); Hybrid; USD 42,000 - 52,000; Full time

Job summary

F.N.B. Corporation is seeking a Mortgage Servicing Representative 1 in Hermitage, PA to support the Mortgage Administration unit.

The role reports to the Supervisor of Mortgage Servicing and involves processing loans, payoff statements, insurance and tax tasks, and ensuring regulatory compliance. The ideal candidate has a High School diploma or GED and strong communication, organizational, and analytical skills.

Qualifications

• High school diploma or GED required.
• 0 years of related experience.
• Strong communication and organizational skills.
• Proficiency with MS Word, MS Excel, and MS PowerPoint.
• Knowledge of GSE investor servicing and Fiserv Premier is a plus.

Responsibilities

• Ensures timely receipt and boarding of funded mortgage loans.
• Manages daily incoming and outgoing mail within the department.
• Prepares payoff statements and verifies mortgage postings and fees.
• Processes force placed insurance assessments and cancellations.
• Monitors hazard insurance policies for accuracy and regulatory compliance.
• Prepares and posts premium disbursements.
• Assists with tax payments including sorting, filing and scanning tax bills.
• Ensures compliance with regulatory and disclosure requirements (credit reporting, PMI, ARM, IRS).
• Performs other related duties and projects as assigned.
• Contributes to risk management initiatives per the company program.

Skills

Project management

Excellent communication

Organizational skills

Analytical skills

Interpersonal skills

General office equipment

PC proficiency

Education

High School or GED

Tools

MS Word

MS Excel

MS PowerPoint

GSE investor servicing knowledge

Fiserv Premier

Job description

Primary Office Location: 3014 East State Street. Hermitage, Pennsylvania. 16148.

Join our team. Make a difference - for us and for your future.

Position Title

Mortgage Servicing Representative 1

Business Unit

Mortgage Administration

Reports to

Supervisor of Mortgage Servicing

Position Overview

This position is primarily responsible for performing a variety of duties under the general guidance of the Manager of Loan Servicing in support of the Mortgage Servicing area performing select duties in accordance with the corporation's policies and procedures and all US state and federal laws and regulations wherein the company operates.

Primary Responsibilities

• Ensures timely receipt and boarding of funded mortgage loans.
• Responsible for daily incoming and outgoing mail including distribution throughout the department.
• Prepares payoff statements and verifications of mortgage and ensures accurate posting of payoff funds and fee distribution.
• Processes force placed insurance assessments and cancellations.
• Monitors and receives hazard insurance policies and ensures that policy information is accurate and that it meets regulatory and investor requirements.
• Prepares and posts disbursement of premiums.
• Assist with tax payments as required including but not limited to sorting, filing and scanning of tax bills.
• Ensures that all regulatory and compliance requirements are met including credit reporting, T&I disclosures, PMI disclosures, ARM disclosures and IRS reporting.
• Performs other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
• F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.
• Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education

High School or GED

Minimum # of Years of Job Related Experience

0

Skills Required

• Excellent project management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical and interpersonal skills
• Ability to use general office equipment
• Ability to use a personal computer and job-related software
• MS Word - Basic Level
• MS Excel - Intermediate Level
• MS PowerPoint - Basic Level
• Knowledge of GSE (Freddie Mac/Fannie Mae) investor servicing and reporting.
• Knowledge of Fiserv Premier preferred.

Licensures/Certifications Required

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work

N/A

Equal Employment Opportunity (EEO)

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.

Company Culture & Opportunities

A culture of teamwork. A history of success. As a leading diversified financial services company, F.N.B. Corporation (FNB) offers a wide range of opportunities for individuals who want to grow their careers. The FNB team is a group of highly qualified professionals who work together to provide comprehensive financial solutions across our corporate footprint, which includes Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina. Our consistent recognition as a best place to work and top workplace by our own employees symbolizes the outstanding culture we represent.