Mortgage Pricing & Analytics - Vice President

Morgan Stanley; Purchase (NY); On-site; USD 150,000 - 230,000; Full time

Job summary

Morgan Stanley Private Bank | Home Loans is seeking a Vice President for Portfolio & Production Analytics to drive insights across mortgage originations, portfolio performance, and profitability. You will leverage data, models, and dashboards to support strategic, operational, and regulatory initiatives while partnering with Finance, Risk, and Technology teams.

You will lead complex analyses, build scalable analytical solutions, and apply AI/automation to streamline workflows, contributing to

Qualifications

• 7+ years of experience in mortgage banking, financial services, portfolio analytics or related quantitative roles.
• Bachelor's degree in Finance, Economics, Mathematics, Statistics, Engineering, CS or related field; advanced degree a plus.
• Strong understanding of mortgage products, origination dynamics, portfolio performance and financial drivers.
• Experience with CCAR, stress testing, regulatory reporting or capital planning processes.
• Demonstrated experience with financial modeling, profitability analysis, forecasting, and large-scale data analysis.
• Advanced proficiency in Excel and working knowledge of SQL, Python, Tableau, Power BI or comparable BI tools.
• Demonstrated ability to apply AI and automation tools to enhance analytical workflows.
• Excellent communication and stakeholder management skills.

Responsibilities

• Drive portfolio and production analytics across mortgage originations, pipeline performance, portfolio composition, client behavior and profitability.
• Deliver actionable business insights by identifying key trends, performance drivers, risks, and opportunities.
• Support CCAR and regulatory reporting including portfolio data analysis, stress-testing inputs and forecasting.
• Develop and enhance analytical capabilities with financial models, dashboards, and management reporting.
• Leverage AI and automation to streamline workflows, improve data quality and build scalable solutions.
• Partner with Pricing, Sales, Finance, Treasury, Risk, Product and Technology on capital planning and senior management decisions.
• Lead complex ad hoc analyses and translate questions into data-driven recommendations.
• Continuously improve processes, methodologies, and transparency of reporting.

Skills

Analytical thinking

Financial modeling

Regulatory reporting

Stakeholder communication

Strategic mindset

Education

Bachelor's degree in Finance, Economics, Mathematics, Statistics, Engineering, Computer Science

Tools

SQL

Python

Tableau

Power BI

Excel

Job description

Morgan Stanley Private Bank | Home Loans

Join a high-impact team responsible for driving analytical insights, business performance, and strategic decision-making across Morgan Stanley's Home Loans business. As a Vice President in Portfolio & Production Analytics, you will leverage data, technology, and advanced analytical capabilities to evaluate mortgage production, portfolio performance, profitability, and growth opportunities, while supporting critical regulatory reporting and capital planning initiatives.

This role requires a highly motivated, resourceful, and analytically rigorous professional who thrives in a fast-paced environment, takes ownership of complex challenges, and continuously seeks more efficient and innovative ways to deliver results.

What you’ll do

• Drive portfolio and production analytics across mortgage originations, pipeline performance, portfolio composition, client behavior, and profitability.
• Deliver actionable business insights by identifying key trends, performance drivers, emerging risks, and opportunities to improve business outcomes.
• Support CCAR and regulatory reporting , including portfolio data analysis, stress-testing inputs, forecasting, data validation, and coordination with Finance, Risk, and regulatory reporting teams.
• Develop and enhance analytical capabilities , including financial models, forecasting tools, dashboards, and management reporting to support strategic, operational, and regulatory requirements.
• Leverage AI and automation to streamline workflows, accelerate analysis, strengthen data quality and controls, and build scalable analytical solutions.
• Partner across Pricing, Sales, Finance, Treasury, Risk, Product, and Technology to support business initiatives, capital planning processes, and senior management decisions.
• Lead complex, ad hoc analyses with limited direction, translating ambiguous business questions into structured, data-driven recommendations.
• Continuously improve processes and methodologies , enhancing the efficiency, accuracy, transparency, and scalability of analytical and regulatory reporting processes.

What sets you apart

• Ownership and initiative - Proactively identify opportunities, take accountability, and drive initiatives from concept through execution.
• Resourcefulness and adaptability - Navigate ambiguity, overcome obstacles, and independently develop practical solutions.
• Analytical rigor - Demonstrate strong quantitative reasoning, intellectual curiosity, and an ability to connect detailed analysis with broader business objectives.
• AI and technology fluency - Actively leverage emerging technologies and modern analytical tools to improve productivity, automate processes, and expand analytical capabilities.
• Execution excellence - Operate with urgency, sound judgment, and a strong focus on delivering high-quality outcomes efficiently.
• Commercial acumen - Understand the underlying drivers of business performance and translate data into meaningful strategic insights.
• Effective communication - Present complex findings clearly and concisely, influencing stakeholders across functions and seniority levels.
• Continuous improvement mindset - Consistently challenge conventional approaches and seek smarter, faster, and more scalable ways of working.

Qualifications & experience

• 7+ years of experience in mortgage banking, financial services, portfolio analytics, business analytics, or related quantitative roles.
• Bachelor's degree in Finance, Economics, Mathematics, Statistics, Engineering, Computer Science, or a related field; advanced degree a plus.
• Strong understanding of mortgage products, origination dynamics, portfolio performance, and financial drivers preferred.
• Experience with CCAR, stress testing, regulatory reporting, or capital planning processes preferred.
• Demonstrated experience with financial modeling, profitability analysis, forecasting, and large-scale data analysis.
• Advanced proficiency in Excel and working knowledge of SQL, Python, Tableau, Power BI or comparable business intelligence tools.
• Demonstrated ability to apply AI and automation tools to enhance analytical workflows, improve efficiency, and deliver measurable productivity gains.
• Strong problem-solving capabilities, with a proven ability to independently structure complex analyses and deliver actionable recommendations.
• Excellent communication and stakeholder management skills, including experience presenting analytical findings to senior leadership.
• Ability to manage multiple priorities, exercise sound judgment, and consistently deliver results in a dynamic environment.
• " To qualify, applicants must be legally authorized to work in the United States and must not require, now or in the future, sponsorship for employment visa status."

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values -