Mortgage Pricing & Analytics - Vice President

Morgan Stanley; Tempe (AZ); On-site; USD 110,000 - 190,000; Full time

Job summary

Morgan Stanley Private Bank | Home Loans is seeking a Vice President, Portfolio & Production Analytics, to drive analytics of mortgage production and portfolio performance. You will analyze profitability, growth opportunities, and regulatory reporting while partnering with Finance, Risk and Technology teams.

The role emphasizes ownership, analytical rigor, and ability to translate complex questions into data-driven recommendations in a fast-paced environment.

Qualifications

• Bachelor’s degree in Finance, Economics, Mathematics, Statistics, Engineering, Computer Science, or related field.
• Advanced degree is a plus.
• Strong understanding of mortgage products, origination dynamics and portfolio performance.
• Experience with CCAR, stress testing and regulatory reporting is preferred.
• Financial modeling, profitability analysis, forecasting, and large-scale data analysis experience.
• Proficiency with Excel and BI tools (SQL, Python, Tableau, Power BI).
• Ability to apply AI and automation to improve workflows and productivity.
• Strong problem-solving and stakeholder management; ability to present to senior leadership.

Responsibilities

• Drive portfolio and production analytics across mortgage originations and portfolio performance.
• Deliver actionable insights by identifying trends, risks, and opportunities.
• Support CCAR and regulatory reporting, including data analysis and stress testing inputs.
• Develop analytics capabilities: models, forecasting tools, dashboards, and reporting.
• Leverage AI and automation to streamline workflows and improve data quality.
• Partner with Pricing, Sales, Finance, Treasury, Risk, Product and Technology.
• Lead complex ad hoc analyses and translate business questions into data-driven recommendations.
• Continuously improve processes, methodologies, and reporting efficiency.

Skills

Excel

SQL

Python

Tableau

Power BI

AI & automation

Education

Bachelor's degree

Advanced degree

Tools

Tableau

Power BI

SQL

Job description

Morgan Stanley Private Bank | Home Loans

Join a high-impact team responsible for driving analytical insights, business performance, and strategic decision-making across Morgan Stanley’s Home Loans business. As a Vice President in Portfolio & Production Analytics, you will leverage data, technology, and advanced analytical capabilities to evaluate mortgage production, portfolio performance, profitability, and growth opportunities, while supporting critical regulatory reporting and capital planning initiatives.

This role requires a highly motivated, resourceful, and analytically rigorous professional who thrives in a fast-paced environment, takes ownership of complex challenges, and continuously seeks more efficient and innovative ways to deliver results.

What you’ll do

• Drive portfolio and production analytics across mortgage originations, pipeline performance, portfolio composition, client behavior, and profitability.
• Deliver actionable business insights by identifying key trends, performance drivers, emerging risks, and opportunities to improve business outcomes.
• Support CCAR and regulatory reporting , including portfolio data analysis, stress-testing inputs, forecasting, data validation, and coordination with Finance, Risk, and regulatory reporting teams.
• Develop and enhance analytical capabilities , including financial models, forecasting tools, dashboards, and management reporting to support strategic, operational, and regulatory requirements.
• Leverage AI and automation to streamline workflows, accelerate analysis, strengthen data quality and controls, and build scalable analytical solutions.
• Partner across Pricing, Sales, Finance, Treasury, Risk, Product, and Technology to support business initiatives, capital planning processes, and senior management decisions.
• Lead complex, ad hoc analyses with limited direction, translating ambiguous business questions into structured, data-driven recommendations.
• Continuously improve processes and methodologies , enhancing the efficiency, accuracy, transparency, and scalability of analytical and regulatory reporting processes.

What sets you apart

• Ownership and initiative – Proactively identify opportunities, take accountability, and drive initiatives from concept through execution.
• Resourcefulness and adaptability – Navigate ambiguity, overcome obstacles, and independently develop practical solutions.
• Analytical rigor – Demonstrate strong quantitative reasoning, intellectual curiosity, and an ability to connect detailed analysis with broader business objectives.
• AI and technology fluency – Actively leverage emerging technologies and modern analytical tools to improve productivity, automate processes, and expand analytical capabilities.
• Execution excellence – Operate with urgency, sound judgment, and a strong focus on delivering high-quality outcomes efficiently.
• Commercial acumen – Understand the underlying drivers of business performance and translate data into meaningful strategic insights.
• Effective communication – Present complex findings clearly and concisely, influencing stakeholders across functions and seniority levels.
• Continuous improvement mindset – Consistently challenge conventional approaches and seek smarter, faster, and more scalable ways of working.

Qualifications & experience

• 7+ years of experience in mortgage banking, financial services, portfolio analytics, business analytics, or related quantitative roles.
• Bachelor’s degree in Finance, Economics, Mathematics, Statistics, Engineering, Computer Science, or a related field; advanced degree a plus.
• Strong understanding of mortgage products, origination dynamics, portfolio performance, and financial drivers preferred.
• Experience with CCAR, stress testing, regulatory reporting, or capital planning processes preferred.
• Demonstrated experience with financial modeling, profitability analysis, forecasting, and large-scale data analysis.
• Advanced proficiency in Excel and working knowledge of SQL, Python, Tableau, Power BI or comparable business intelligence tools.
• Demonstrated ability to apply AI and automation tools to enhance analytical workflows, improve efficiency, and deliver measurable productivity gains.
• Strong problem-solving capabilities, with a proven ability to independently structure complex analyses and deliver actionable recommendations.
• Excellent communication and stakeholder management skills, including experience presenting analytical findings to senior leadership.
• Ability to manage multiple priorities, exercise sound judgment, and consistently deliver results in a dynamic environment.

“To qualify, applicants must be legally authorized to work in the United States and must not require, now or in the future, sponsorship for employment visa status.”

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what’s best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Vice President - New York

Expected base pay rates for the role will be between $110,000 and $190,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.