Mortgage Originator

Kids for the Future; Sparta Township (NJ); On-site; USD 41,000 - 50,000; Full time

Benefits offered by this job

Health insurance

401(k) plan

Paid time off (PTO)

Stock ownership program

Job summary

Kids for the Future in Sparta, NJ is seeking a Residential Mortgage Originator to process high-quality loan applications in a branch setting. You will handle pre-qualification, gather documents, submit complete files, and guide clients through timelines and costs.

The role requires at least three years of mortgage origination experience (or five years banking with training). You will build referral networks, travel as needed, and participate in training, with compensation including base salary

Qualifications

• Three years of mortgage origination experience in a mortgage banking or banking environment.
• Or five years of banking experience with mortgage training.
• Ability to travel to branches and attend off-site training.
• Strong customer service and communication skills.

Responsibilities

• Act as the Mortgage Loan Originator on inside referrals.
• Assist in pre-qualification of inquiring customers.
• Submit applications meeting company margins.
• Complete loan applications with supporting documents and set expectations.
• Develop referral networks and hold informational sessions.

Skills

Customer service

Communication

Sales orientation

Education

Three years mortgage origination experience or five years banking with training

Job description

• Location 220 Woodport Road,Sparta, NJ, 07871,United States
• Employee Type Non-Exempt

Description

The Residential Mortgage Originator is responsible for the origination high quality, prudent mortgage loans based upon the established guidelines of the Bank. Leveraging independent resources along with referrals to effectively increase individual production.

Key Responsibilities

• Act as the Mortgage Loan Originator on assigned inside referrals within designated footprint.
• Assist in the pre-qualification of all inquiring customers.
• Submit applications that meet all company minimum margins.
• Complete a loan application, gather and review customer supportive qualifying documentation (after the applicant has indicated his/her intent to proceed), answer all of their questions and set proper expectations as to our processes, timeframes, and costs.
• Increase product outreach within surrounding communities to include holding informational sessions in and out of the branch network, working with the Bank’s marketing department, and working with other Bank departments.
• Develop referral sources and maintain referral sources provided to you.

Education & Experience

• Three years of mortgage origination experience in a mortgage banking or banking environment; or, five years of banking experience combined with on the job mortgage banking training.

Physical Requirements & Working Conditions

• Lobby/professional office environment with moderate sound.
• Manual dexterity and the ability to lift up to thirty (30) pounds.
• Ability to travel to branches, off-site training, and/or meetings as needed.

Schedule

• Flexible to service clients

Compensation

$45,000 Salary plus Commission

We believe our associates are our greatest asset and are proud to offer a compensation and benefits package designed to support your health, financial security, and work-life balance. Our offerings include a range of medical, dental, and vision plans, paid time off and sick leave, retirement savings plan with employer match and resources to support your well-being. Associates have the potential to benefit from a stock ownership program and annual bonus based on both individual and bank performance.