Mortgage Originations - Mortgage Loan Consultant - Full Time - Onsite (AK)

Nuvision Federal Credit Union; Anchorage (AK); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life Insurance

Flexible Spending Account

401(k) Matching

Paid Time Off

Training Provided

Tuition Reimbursement

Job summary

Nuvision Federal Credit Union is seeking a Mortgage Loan Officer to provide high-level member service in origination of residential mortgages via phone, walk-ins, and referrals. You will build relationships with members, realtors, and builders, manage a growing pipeline, and ensure timely documentation and compliance while promoting Nuvision products.

You will collaborate with processors and underwriters, respond to inquiries, and assist in rate lock decisions, while consistently meeting

Qualifications

• Minimum two years mortgage loan officer experience.
• Thorough knowledge of entire mortgage process from origination to end servicing.
• Solid understanding of applicable rules, laws and regulations pertaining to financial institutions, specifically credit unions, including mortgage lending.
• Strong knowledge and understanding of Nuvision products and services.
• Excellent sales and counseling skills required. Strong communication and interpersonal skills essential for interacting with member and referral sources.
• Active listener with demonstrated ability to generate needs-based solutions.Represent the Credit Union in a professional/member centric manner.
• NMLS Registration Required

Responsibilities

• Originates mortgage loans by phone or in person; meets monthly origination and closing goals.
• Responds to member inquiries; provides consultative services and explains mortgage products.
• Initiates rate lock requests and coordinates with secondary marketing.
• Conducts mortgage-related promotional events and educational seminars.
• Manages mortgage loan pipeline and ensures production targets are met.
• Provides desk time for Call Center inquiries; quotes rates and takes applications.
• Collaborates with processors and underwriters to obtain documentation and ensure a positive member experience.
• Cross-sells other Credit Union products.
• Represents the Credit Union professionally and participates in continuous improvement activities.
• Maintains confidentiality of member information.

Skills

Sales skills

Counseling skills

Communication skills

Interpersonal skills

Active listening

Education

High school diploma or GED

College coursework in related business

Job description

We embrace passionate Team Members who consistently display our values: United, Informative, Approachable, Caring and Transparent. We are united in our collective effort to achieve member goals and proactively provide solutions tailored to individual Member needs. We are committed to ensuring that each Member receives a positive service experience and trusted financial advice. Join the Nuvision Team today! Let us be part of your career journey!

This position is responsible for providing a high level of member service in the origination of residential first and second mortgages via telephone inquiries, walk-ins, and referrals from branches, employees, realtors and builders. Adds value to the organization by adding assets to the Credit Union’s portfolio and loans for sale in the secondary market.

Responsibilities

• Originates mortgage loans. Takes mortgage applications by phone or in person as acceptable by members. Meets monthly origination and closing goals. Actively solicits mortgage lending business. Knowledgeable of Fannie Mae/Freddie Mac Underwriting and private mortgage insurance guidelines. Makes loan product recommendations to members, understanding various rate/point scenarios. Understands all aspects of mortgage loan origination, including product, underwriting, and compliance and documentation requirements. Works in the field developing external relationships with members, realtors and other business partners.
• Responds to member inquiries. Providing consultative services to members; to explain various mortgage products, comparing the products to assist in meeting member needs.
• Initiates member rate lock requests to the secondary marketing representative. Determines timing of loan delivery to secondary market. Understands the correlation of loan sales to the organizations bottom line.
• Originates, conducts and participates in mortgage related promotional events/activities and educational seminars.
• Manages own mortgage loan pipeline; responsible for building the pipeline, working the loan until it closes ensuring that minimum production volume is consistently achieved.
• Provides desk time for Call Center incoming calls, responding to member inquiries, quoting rates, taking member applications.
• Continuously collaborates with loan processors and underwriters throughout the loan process to obtain all requisite loan documentation and ensure an exceptional member experience as well as promote communication and teamwork.
• Cross sells other Credit Union products.
• Supports and participates in continuous improvement activities.
• Represents the Credit Union in a positive and professional manner.
• Other related duties as assigned.
• Maintains member and other sensitive information with confidentiality.
• Treats all co-workers and members with respect.

Qualifications

• Minimum two years mortgage loan officer experience.
• Thorough knowledge of entire mortgage process from origination to end servicing.
• Solid understanding of applicable rules, laws and regulations pertaining to financial institutions, specifically credit unions, including mortgage lending.
• Strong knowledge and understanding of Nuvision products and services.
• Excellent sales and counseling skills required. Strong communication and interpersonal skills essential for interacting with member and referral sources.
• Active listener with demonstrated ability to generate needs-based solutions.Represent the Credit Union in a professional/member centric manner.
• NMLS Registration Required

Education

High school diploma or GED plus college level coursework in related business classes

Website

nuvisionfederal.com/careers

Benefits

• Medical
• Dental
• Vision
• Life Insurance
• Flexible Spending Account
• 401(k) Matching
• Paid Time Off
• Training Provided
• Tuition Reimbursement

Applicants must be legally authorized to work in the United States at the time of hire and must not require employer sponsorship now or in the future.

Nuvision Credit Union is proud to be an Equal Opportunity Employer. At Nuvision Credit Union, we provide equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

Nuvision Credit Union is committed to providing equal employment opportunities to all individuals, including those with disabilities. If you require a reasonable accommodation to complete the application or interview process, please contact our recruiting team at [e-mail]. We will work with you to meet your needs in accordance with applicable laws.