Mortgage Lock Desk Analyst

Jobvite, Inc.; United States; On-site; USD 71,635,000 - 97,424,000; Full time

Job summary

AmeriSave Mortgage Corporation is seeking a Lock Desk Analyst to join our winning team. This is a remote opportunity to work from home.

You will process lock requests, manage the Lock Desk queue, enforce rate lock policy with Loan Officers and Operations Staff, and support pricing accuracy while collaborating with cross-functional teams to improve pricing systems and efficiency.

Qualifications

• 2+ years of Lock Desk or pricing experience.
• OR 3+ years of mortgage experience with 1+ year of lock desk specific experience.
• Knowledge of Fannie Mae, Freddie Mac and FHA/VA mortgage programs.

Responsibilities

• Process lock requests, extensions, relocks, lock changes, and lock cancellations.
• Manage the Lock Desk queue in a timely manner and support loan origination units as needed.
• Enforce AmeriSave Rate Lock Policy with Loan Officers and Operations Staff.
• Aid production support staff in identifying and solving locking and pricing issues.
• Notify leaders of pricing issues to maintain accuracy of internal pricing engine and improve system processes.

Skills

Lock Desk

Pricing

Mortgage knowledge

Math skills

Attention to detail

Tools

SQL

MS Office

Job description

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.

Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they’re celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.

At AmeriSave, we're one team with one shared dream - to be the best.Let’s redefine excellence together!

What we’re looking for:

AmeriSave is currently seeking a Lock Desk Analyst to join our winning team.

This is a remote opportunity to work from home.

What You’ll Do:

• Process new locks requests, extensions, relocks, lock changes, and lock cancellations with investors
• Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
• Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
• Aid production support staff in identifying and solving various locking and pricing issues
• Notify leaders of pricing and other issues to maintain accuracy of internal pricing engine and to improve system processes and performance

What You’ll Need:

• 2+ years of Lock Desk or pricing experience
• OR 3+ years of general Mortgage experience with 1+ year of lock desk specific experience
• Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs
• Experience locking best effort loans with investors. Knowledge of products: Jumbo, CES, Helocs, NonQm a plus
• Able to work efficiently while maintaining professionalism across departments and external vendors
• Strong critical thinking and math skills. Ability and desire to learn and grow
• Microsoft Office applications experience required. SQL knowledge is a plus
• Detail oriented with ability to work in high-volume, fast-paced environment
• Hours of operation Monday to Friday 10a – 6p EST, 1 hour lunch and breaks
• High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet. Minimum speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use).

**Please note that the compensation and benefit information that follows is a good faith estimate for this position only and is provided pursuant to applicable state and local laws on pay transparency. It is estimated based on what a successful applicant in the relevant state might be paid. **

Compensation:

The hourly rate for this position ranges from $25 - $34 per hour depending on experience.

Benefits:

• 401(k)
• Dental insurance
• Disability insurance
• Employee discounts
• Health insurance
• Life insurance
• Paid time off
• 12 paid holidays per year
• Paid training
• Referral program
• Vision insurance

Supplemental pay types:

• Referral bonuses

AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

California Consumer Privacy Act Disclosure Acknowledgment

Employment Applicants, New Hires, and Employees Residing in California

AmeriSave Mortgage Corporation’s Privacy Policy Statement (“Policy”) can be reviewed here: www.amerisave.com/privacy-policy

AmeriSave Mortgage Corporation’s California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: https://www.amerisave.com/ccpa-recruitment-disclosure/

When AmeriSave’s Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.