Mortgage Loan Supervisor

Montana Credit Union; Great Falls (MT); Hybrid; USD 60,000 - 75,000; Full time

Benefits offered by this job

HDHP with HSA

Lifestyle spending

Voluntary insurance

Group life insurance

Paid time off

Employee assistance program

401k with match

Dental & Vision

Job summary

Montana Credit Union in Great Falls, MT, is seeking a Mortgage Loan Supervisor to manage the mortgage department's daily operations, ensuring compliant underwriting and high-quality member service. You will lead lending staff and oversee origination, underwriting, closing, and servicing while coordinating with vendors and internal teams to meet strategic goals.

The role requires a strong background in mortgage lending, 5+ years of experience, and supervisory experience.

Qualifications

• High school diploma or equivalent; college coursework in Business/Finance preferred.
• Minimum of 5 years of experience in mortgage lending, underwriting, processing, or real estate lending operations.
• Previous supervisory or leadership experience in a financial institution preferred.
• Experience with secondary market mortgage lending and servicing preferred.

Responsibilities

• Oversee daily operations of the mortgage department to ensure efficient loan processing and underwriting.
• Provide direct leadership to mortgage lending staff and oversee workflow, productivity, and quality standards.
• Manage origination, underwriting, approval, closing, and servicing oversight of residential mortgage loans.
• Ensure compliance with internal policies, investor requirements, and applicable laws.
• Collaborate with members, vendors, title companies, and real estate professionals to facilitate timely, compliant lending services.

Skills

Mortgage lending

Regulatory compliance

Leadership

Time management

Education

High school diploma

Tools

Microsoft Office

Mortgage origination systems

Job description

Mortgage Loan Supervisor (Full Time)
Location:: Great Falls, MT

About Us

At Montana Credit Union, we believe dedication is the heart of our business. Through a sense of purpose and commitment to our members, our community, and each other, we know that our efforts have a meaningful impact on the lives of others.

We are currently hiring for a Mortgage Loan Supervisor with experience in the financial services industry. Mortgage Loan Supervisor at Montana Credit Union work closely with members to help realize their financial goals, hopes, and dreams.

We offer competitive pay, a host of benefits, and the stability of an organization that has been serving our community for 85 years. Your experience matters here — and so does the impact you make. If you’re looking for meaningful work with a stable, member-focused organization, we invite you to learn more.

Position Summary

The Mortgage Loan Supervisor is responsible for overseeing the daily operations of the mortgage department to ensure efficient loan processing, sound underwriting practices, regulatory compliance, high-quality member service, and achievement of the credit union’s strategic goals. This position provides direct leadership and support to mortgage lending staff while overseeing workflow, productivity, quality standards, and operational efficiency throughout the mortgage lending process.

This role is responsible for the origination, underwriting, approval, closing, and servicing oversight of residential mortgage loans, including in-house and secondary market products. The Mortgage Loan Supervisor works closely with members, vendors, title companies, real estate professionals, and internal departments to facilitate timely, accurate, and compliant mortgage lending services.

The Supervisor ensures compliance with internal policies, investor requirements, NCUA regulations, and all applicable federal and state mortgage lending laws while supporting portfolio quality, operational excellence, and member financial well-being

Guided by Montana Credit Union’s core values of Innovation, Dedication, Empowerment, and Authenticity, this role contributes to meaningful member experiences by building trust, providing timely and accurate information, and proactively identifying products and services that align with members’ financial needs. A high level of professionalism, attention to detail, and commitment to service excellence are required.

Competency

• Leads with integrity, accountability, empathy, and fairness while modeling MCU’s values.
• Inspires and empowers teams through coaching, delegation, and recognition.
• Applies sound judgment and critical thinking to lending, compliance, and operational decisions.
• Communicates clearly and professionally in written and verbal forms.
• Demonstrates adaptability, reliability, and problem-solving skills in a fast-paced environment.
• Promotes collaboration, continuous improvement, and member-focused service

Knowledge, Skills & Abilities

• Strong understanding of mortgage lending, underwriting, secondary market requirements, escrow servicing, and regulatory compliance.
• Knowledge of HMDA, TRID, RESPA, TILA, SAFE Act, Fair Lending, FHA, VA, USDA/RD, and NCUA regulations.
• Skilled in analyzing financial information, credit risk, loan quality, and operational trends.
• Proficient in Microsoft Office and mortgage loan origination systems.
• Excellent organizational and time management skills with the ability to prioritize multiple responsibilities and deadlines.
• Strong leadership, coaching, and employee development abilities.
• Leads with integrity, accountability, empathy, and fairness while modeling MCU’s values.
• Proactive, detail-oriented, and committed to operational excellence and continuous improvement.

Minimum Qualifications

• High school diploma or equivalent required; college-level coursework in Business, Finance, Accounting, or a related field preferred.
• Minimum of 5 years of experience in mortgage lending, underwriting, processing, or real estate lending operations required.
• Previous supervisory or leadership experience in a financial institution preferred.
• Experience with secondary market mortgage lending and servicing preferred.
• 60,000 – 75,000 / annually, commensurate with experience.
• This position may be eligible for incentive compensation based on individual performance and company-wide objectives and goals being met.
• High-Deductible Health Plan which includes Dental & Vision
• Health Savings Account with employer match
• Lifestyle Spending Account with employer contribution
• Voluntary Insurance (Life, AD&D, Critical Illness & Accident)
• Group Life Insurance
• Paid Time Off
• Employee Assistance Program
• 401k with employer match