Mortgage Loan Specialist – Morgantown

Bankatcity; Morgantown (WV); On-site; USD 65,000 - 95,000; Full time

Job summary

A financial institution is seeking a Mortgage Loan Specialist in Morgantown, WV. This role is responsible for establishing sales goals, actively promoting mortgage loans, and maintaining compliance with industry regulations. Candidates should have a minimum of 3 years in mortgage lending and a strong sales background. The position requires effective communication and problem-solving skills. A college degree is preferred. Competitive compensation is offered, including an hourly full-time position.

Qualifications

• Minimum of 3 years mortgage lending experience.
• Compliance with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act.
• Ability to generate a minimum annual goal of $10 million in originations.

Responsibilities

• Establish loan production sales goals with the Mortgage Division Manager.
• Actively sell and promote mortgage loans.
• Provide loan disclosure forms to applicants within regulatory guidelines.
• Maintain knowledge of all mortgage loan programs and competitive products and services.
• Maintain knowledge of loan origination systems and procedures.
• Serve as a liaison for ARM production for assigned Certified ARM Originators.

Skills

Sales techniques

Attention to detail

Problem solving skills

Communication skills

Education

College Degree Preferred

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Mortgage Loan Specialist

Hourly Full-Time First/Mid Off & Mgr Morgantown, WV, US

3 days ago Requisition ID: 4623

EQUAL OPPORTUNITY EMPLOYER, INCLUDING DISABILITY/VETS

Implements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank.

Essential Functions Include:

• Establish loan production sales goals with the Mortgage Division Manager
• Actively sell, refer, deliver and promote mortgage loans
• Provide loan disclosure forms to applicants within regulatory guidelines
• Maintain a thorough knowledge of all mortgage loan programs offered and a working knowledge of competitive products and services
• Maintains a working knowledge of loan origination systems and procedures
• Serve as a liaison for ARM production for assigned Certified ARM Originators

Position Requirements Include:

• College Degree Preferred
• Minimum of 3 years mortgage lending experience
• Must be compliant with Loan Officer Qualification Requirements of the SAFE Mortgage Licensing Act and Regulation Z. Compliance includes a review of the candidate's financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements.

Position Standards:

• Submits thorough loan applications with all applicable disclosures
• Communicates documentation requirements to borrows
• Generates sufficient loan volume to meet goals
• Minimum annual goal of $10 million in originations is required

Critical Skills:

• Good sales techniques
• Strong attention to detail
• Good problem solving skills
• Excellent communication skills