Mortgage Loan Processor: Underwriting & Closings Liaison

Texana Bank; United States; Remote; USD 36,000 - 50,000; Full time

Job summary

Texana Bank Mortgage is seeking an experienced Mortgage Operations professional to conduct initial appraisal of loan applicants, assess credit standings, and interview borrowers to determine loan eligibility. This on-site role reports to the Mortgage Processing Manager and supports underwriting coordination.

Candidates should have TRID knowledge, familiarity with conventional, VA and FHA loans, and strong attention to detail along with excellent communication and sales skills.

Qualifications

• Post TRID knowledge required.
• Comprehension of direct/indirect lending procedures.
• In-depth understanding of relevant rules and regulations.
• Strong organization skills and detail oriented.
• Excellent communication and sales skills.

Responsibilities

• Identify customer needs, explore all options, and suggest different types of loans.
• Review files for completeness and accuracy.
• Verify accuracy of system input.
• Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions.
• Submit files in a timely manner in accordance with company standards.
• Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing.
• Prioritize workflow to ensure time sensitive files are handled in proper order.
• Forge trust relationship and enhance customer dedication.
• Ensures confidentiality of bank and customer information.

Skills

Loan processing

Regulatory knowledge

Sales skills

Communication skills

Tools

Encompass

Job description

Texana Bank Mortgage is seeking an experienced Mortgage Operations professional to conduct initial appraisal of loan applicants, assess credit standings, and interview borrowers to determine loan eligibility. This on-site role reports to the Mortgage Processing Manager and supports underwriting coordination.

Candidates should have TRID knowledge, familiarity with conventional, VA and FHA loans, and strong attention to detail along with excellent communication and sales skills.