Mortgage Loan Processor Remote Position

Capital Bank; Columbia (SC); Remote; USD 34,000 - 44,000; Full time

Benefits offered by this job

Comprehensive benefits package

Paid parental leave

Tuition reimbursement

Job summary

Capital Bank N.A. is seeking a Mortgage Loan Processor to work with loan originators to process mortgage loans, ensuring accuracy and completeness for underwriting approval.

The role handles online applications, documents gathering, and problem resolution to provide a best-in-class customer experience. This 100% remote position supports core locations across multiple states and offers an hourly base plus target bonus based on performance.

Qualifications

• Recent experience in the mortgage industry as an assistant, loan processor or loan officer is required.
• Proven customer service ability is required.
• Microsoft office software suite (Word, Excel, PowerPoint, etc)

Responsibilities

• Prepares mortgage loan files by reviewing loan applications and clarifying and/or obtaining additional information.
• Confirms mortgage loan application information by corresponding with verification sources.
• Obtains mortgage loan documentation by ordering credit reports, land surveys, building appraisals, titles and related information.
• Identifies mortgage loan application and documentation problems by highlighting deficiencies and notifying the mortgage loan underwriter and/or mortgage loan supervisor accordingly.

Skills

Mortgage industry experience

Customer service

MS Office

Tools

Microsoft Office (Word, Excel, PowerPoint)

Job description

Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 6 out of 7 years, Capital Bank was named one of the "Best Banks to Work For" in the U.The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a best-in-class customer experience. The Processor receives the application online in and must have the ability to quickly review for accuracy and completeness, advise the LO as to viability of loan at first glance and then must acquire necessary documents to submit to underwriting for final approval.

The following responsibilities will be part of your role:

• Prepares mortgage loan files by reviewing loan applications and clarifying and/or obtaining additional information
• Confirms mortgage loan application information by corresponding with verification sources
• Obtains mortgage loan documentation by ordering credit reports, land surveys, building appraisals, titles and related information
• Identifies mortgage loan application and documentation problems by highlighting deficiencies and notifying the mortgage loan underwriter and/or mortgage loan supervisor accordingly.

The following qualifications apply:

• Recent experience in the mortgage industry as an assistant, loan processor or loan officer is required
• Proven customer service ability is required
• Microsoft office software suite (Word, Excel, PowerPoint, etc)

Base Salary Range : $25.00 - $32.00 hourly. This role will include a yearly annual target bonus based on individual performance. This is a 100% remote role. We are currently hiring only within our core locations which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), North Carolina (NC), South Carolina (SC), Florida (FL).

Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more?Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunitiesHelping People. Strengthening Communities.Capital Bank, N.