Mortgage Loan Processor

Security National Bank; Sioux Falls (SD); On-site; USD 50,000 - 80,000; Full time

Benefits offered by this job

Medical benefits

401(k) plan

Paid time off

Job summary

Security National Bank is seeking a Mortgage Loan Processor to join the Mortgage Operations team in Sioux City, IA. You’ll manage a pipeline of mortgage files, gather documentation, and keep processes moving toward clear-to-close with accuracy and efficiency.

You’ll collaborate with borrowers, loan officers, and third parties to resolve issues, ensure compliance with FHA/VA/conventional guidelines, and prepare files for underwriting and closing.

Qualifications

• Attention to detail and accuracy in documents and data
• Ability to manage multiple files and deadlines in a fast-paced environment
• Experience in mortgage processing or lending preferred

Responsibilities

• Independently manage a full pipeline of mortgage loan files from application through clear-to-close
• Process and evaluate mortgage applications within required timeframes
• Ensure all documentation meets FHA, VA, and conventional mortgage guidelines
• Communicate proactively with borrowers, Loan Officers, and third parties to resolve issues and protect closing timelines
• Identify missing documentation and follow up to keep loans progressing
• Submit complete loan files to underwriting for approval
• Review and verify borrower documentation, including income, assets, liabilities, and employment
• Maintain complete, accurate, and compliant loan files
• Obtain and clear underwriting conditions to prepare files for closing

Skills

Problem Solving

Balancing

Analytical

Administrative

Telephone

Teamwork

Self-motivated

Mortgage

Microsoft Office

Loan operations

Loan applications

Honesty

Filing

Customer Service

Credit

Computer

Communication

Accuracy

Education

High School or better

Job description

LOCATION

Sioux City, IA

Be the reason mortgage loans move forward smoothly—keeping everything on track from application to approval.

At Security National Bank, we believe something simple but powerful: everything matters, because people matter.

Every detail, every interaction, and every decision plays a role in delivering the experience our customers rely on.

If you thrive in a fast-paced mortgage environment, enjoy staying organized, and take pride in getting the details right, you’ll find a strong fit here.

YOUR OPPORTUNITY: MORTGAGE PROCESSING SPECIALIST

As a Mortgage Loan Processor, you’ll play a key role in the early and middle stages of the mortgage loan process. You’ll manage a pipeline of mortgage loan files, ensuring each one is complete, accurate, and moving forward on time.

You’ll work closely with borrowers, Loan Officers, and third parties to gather documentation, resolve issues, and prepare files for underwriting—all while keeping the process efficient and on track.

WHAT YOU’LL DO

Manage the Mortgage Loan Pipeline

• Independently manage a full pipeline of mortgage loan files from application through clear-to-close
• Process and evaluate mortgage applications within required timeframes
• Ensure all documentation meets FHA, VA, and conventional mortgage guidelines

Keep Loans Moving

• Communicate proactively with borrowers, Loan Officers, and third parties to resolve issues and protect closing timelines
• Identify missing documentation and follow up to keep loans progressing
• Submit complete loan files to underwriting for approval

Ensure Accuracy & Compliance

• Review and verify borrower documentation, including income, assets, liabilities, and employment
• Maintain complete, accurate, and compliant loan files
• Obtain and clear underwriting conditions to prepare files for closing

WHAT MAKES YOU A GREAT FIT

You’ll be successful in this role if you bring a strong mix of attention to detail, organization, and a proactive approach:

• Strong attention to detail and accuracy
• Ability to manage multiple files and deadlines in a fast-paced environment
• Excellent communication and problem-solving skills
• Self-motivated with strong organizational skills
• Team-oriented with a collaborative mindset
• Experience in mortgage processing or lending preferred

WHY SECURITY NATIONAL BANK?

Because the work you do helps keep the path to homeownership moving.

You’ll be part of a Mortgage Operations team that values precision, teamwork, and doing things the right way—where your role has a direct impact on both our customers and our success.

HOURS:

Regular business hours, Monday through Friday.

BENEFITS:

We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection.

ABOUT SECURITY NATIONAL BANK:

Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis — and emerge as the region’s most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what’s right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.

Security National Bank is an Equal Opportunity, Affirmative Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status.

LOCATION:

Sioux City, IA
Sioux Falls, SD

Education

Preferred

• High School or better

Skills

Preferred

• Problem Solving
• Balancing
• Analytical
• Administrative
• Telephone
• Teamwork
• Self-motivated
• Mortgage
• Microsoft Office
• Loan operations
• Loan applications
• Honesty
• Filing
• Customer Service
• Credit
• Computer
• Communication
• Accuracy

Behaviors

Preferred

• Innovative: Consistently introduces new ideas and demonstrates original thinking
• Thought Provoking: Capable of making others think deeply on a subject
• Enthusiastic: Shows intense and eager enjoyment and interest
• Team Player: Works well as a member of a group
• Loyal: Shows firm and constant support to a cause
• Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
• Dedicated: Devoted to a task or purpose with loyalty or integrity

Motivations

Preferred

• Work-Life Balance: Inspired to perform well by having ample time to pursue work and interests outside of work
• Growth Opportunities: Inspired to perform well by the chance to take on more responsibility
• Flexibility: Inspired to perform well when granted the ability to set your own schedule and goals
• Self-Starter: Inspired to perform without outside help
• Job Security: Inspired to perform well by the knowledge that your job is safe
• Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.