Mortgage Loan Processor

Homeland Financial Network, Inc; Lake Forest (CA); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

In-office team environment

Growth and advancement opportunities

Job summary

Homeland Financial Network, Inc. is seeking an experienced Mortgage Loan Processor to join our in-office California team.

You will manage loan files from disclosure through clear-to-close, ensuring compliance with California mortgage regulations and TRID timelines. Responsibilities include processing loans in line with CA and federal rules, ordering appraisals and title services, submitting to underwriting, and maintaining clear loan notes in the LOS.

Qualifications

• 2+ years mortgage loan processing experience in California.
• Knowledge of Conventional, FHA, VA, and Jumbo products.
• Familiarity with DRE and/or DFPI regulatory environments.
• Strong understanding of TRID, RESPA, and mortgage compliance.
• Experience with Encompass or similar LOS.

Responsibilities

• Process residential mortgage loans in compliance with CA and federal regulations
• Review borrower documentation for accuracy and completeness
• Issue initial disclosures and re-disclosures in accordance with TRID timelines
• Order and manage third-party services (appraisal, title, insurance, VOEs/VODs)
• Submit files to underwriting and clear conditions
• Maintain accurate loan notes in the LOS and communicate loan status clearly

Skills

California mortgage regulations

TRID timelines

Strong organizational skills

Excellent communication skills

Tools

Encompass

Job description

Job Description

Job Description

Mortgage Loan Processor (California – In-Office)

Location: In-Office – California
Employment Type: Full-Time

We are seeking an experienced Mortgage Loan Processor to join our in-office California team. The ideal candidate will have strong knowledge of California mortgage regulations and be comfortable managing loan files from disclosure through clear-to-close in a fast-paced environment.

Responsibilities:

• Process residential mortgage loans in compliance with CA and federal regulations
• Review borrower documentation for accuracy and completeness
• Issue initial disclosures and re-disclosures in accordance with TRID timelines
• Order and manage third-party services (appraisal, title, insurance, VOEs/VODs)
• Submit files to underwriting and clear conditions
• Maintain accurate loan notes in the LOS and communicate loan status clearly

Requirements:

• 2+ years mortgage loan processing experience in California
• Knowledge of Conventional, FHA, VA, and Jumbo products
• Familiarity with DRE and/or DFPI regulatory environments
• Strong understanding of TRID, RESPA, and mortgage compliance
• Experience with Encompass or similar LOS
• Detail-oriented with strong organizational and communication skills

What We Offer:

• Competitive compensation
• In-office team environment
• Growth and advancement opportunities

Company Description

Family owned, we have been the five time recipient awarding us "The Best of the Best" top 1% mortgage company in California.

Company Description

Family owned, we have been the five time recipient awarding us "The Best of the Best" top 1% mortgage company in California.