Mortgage Loan Processor

beaconcu; Kokomo (IN); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Health, dental and vision insurance

Paid time off

401(k) match

Incentive/bonus program

Tuition reimbursement

Job summary

beaconcu in Kokomo, Indiana is seeking a Mortgage Loan Processor to manage the complete mortgage loan file process from application to closing. This role works collaboratively with Mortgage Loan Originators to ensure prompt service to members, vendors, and staff.

The ideal candidate will have 3-5 years of experience in loan processing, a high school diploma, and exemplary customer service skills. The position offers benefits including health insurance and a 401(k) match.

Qualifications

• Three to five years of loan or related banking experience.
• Ability to communicate with courtesy, tact, and diplomacy.
• Excellent member service skills both internally and externally.

Responsibilities

• Complete mortgage loan file from application to closing.
• Review mortgage application for compliance and pricing.
• Communicate clearly with members and internal staff.

Skills

Loan processing experience

Excellent computer skills

Effective communication

Detail-oriented

Time management

Education

High school diploma or HSE equivalency

Tools

Microsoft Word

Microsoft Excel

Job description

Note: We are filling one Mortgage Loan Processor opening at the credit union. This position could be based at various Beacon locations in Indiana with available office space.

Role

To complete mortgage loan file from application to closing while working collaboratively with the Mortgage Loan Originators to provide prompt, accurate, and courteous service to members, vendors and credit union staff.

Major Duties and Responsibilities

• Reviews mortgage application and generates disclosures from loan origination system for compliance with regulatory guidelines. Ensures pricing and fees are accurately reflected on each transaction. Obtains and reviews all necessary appraisals, title and tax certificates, credit documents, mortgage and hazard insurance, HOA certificates and other documents as required.
• Assumes primary responsibility for the loan and proactively communicates with members, internal staff, realtors, title companies, etc. to respond to inquiries, resolve problems and communicate that required documentation is received and underwriting decisions are clearly communicated.
• Reviews final underwriting for final stipulations, requests homeowner's insurance and re-verification of employment, and reviews title for outstanding property taxes and liens and expiration date.
• Prepares and coordinates approval of final closing disclosure with title companies. Prepares and sends mortgage loan closing documents prior to closing deadline.
• Performs other duties as assigned.

Position Qualifications

• Three to five years of loan or related banking experience
• High school diploma or HSE equivalency
• Excellent computer skills (Word, Excel)
• Ability to communicate (both oral and written) using courtesy, tact, and diplomacy
• Excellent member service skills both internally and externally
• Ability to work independently with little or no supervision
• Extremely detail-oriented
• Excellent time management skills

Standard Position Hours

8:15 a.m. to 5 p.m. Monday through Friday.

Available Benefits

• Health, dental and vision insurance
• Paid time off
• 401(k) match
• Incentive/bonus program
• Tuition reimbursement
• and more!

Why Beacon?

At Beacon, you're more than just an employee. You're part of a supportive, values-driven community that truly cares. Whether you're drawn by our strong team culture, opportunities for growth in business and finance, or the chance to make a real difference in members' lives, Beacon offers a career with purpose. Our team loves helping people, solving problems, and building meaningful relationships, all while enjoying great benefits, a healthy work-life balance, and a positive, family-oriented environment. Join Beacon where people matter and every day is an opportunity to grow, serve, and thrive.