Mortgage Loan Processor

Volto Consulting; Cincinnati (OH); Presencial; USD 55 000 - 75 000; Tempo integral

Resumo da oferta

Volto Consulting seeks a Mortgage Loan Processor for an onsite role in Cincinnati, OH. You will manage the loan origination pipeline, interact with borrowers and lenders, and ensure accurate data entry in the LO system to support timely underwriting decisions.

The ideal candidate has 1–2 years of conventional mortgage processing experience, proficiency with online loan systems, and a solid understanding of DU/LP and HARP guidelines.

Qualificações

• 1–2 years of conventional mortgage processing experience.
• Knowledge of full loan cycle processing (from beginning to end).
• Strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP) and HARP guidelines.

Responsabilidades

• Manage a pipeline of mortgage loans through origination process.
• Make outbound calls/emails to borrowers regarding loan status per policy and timelines.
• Receive and respond to inbound calls/emails from lenders/borrowers about loan status within policy.
• Enter accurate and timely loan information into the Loan Origination System.
• Review and approve loans upon order/receipt of documentation per authority level.
• Submit loans to underwriting for conditional review and final decision.
• Coordinate with lender's Sales team before withdrawal of a loan application; hand off to closing after pre-closing steps.

Conhecimentos

Strong communication

Analytical skills

Organizational skills

Multi-tasking

Ferramentas

MS Office

Loan Origination System

Descrição da oferta de emprego

Position: Mortgage Loan Processor

Location: Cincinnati, OH (Onsite)

Duration: FTE/ Direct Hire

Job Description

Mortgage Loan Processer is responsible to manage a pipeline of mortgage loans throughout the mortgage origination process.

The primary responsibilities of Company for the Mortgage Loan Processing are as follows:

• Perform outbound calls/emails to the Borrower s regarding loan status in accordance with the Lender s policy and procedures and within the standard performance levels agreed.
• Receive and respond to inbound calls/emails from the Lender and Borrowers regarding loan status in accordingly with the Lender s policy and procedures and within the standard performance levels agreed.
• Enter accurate and timely loan information into the Loan Origination System.
• Upon order and receipt of loan documentation, review and approve the loan per authority level.
• Submit loans to underwriting for conditional review and final decision.
• Coordinate with Lender s Sales team prior to withdrawal of a loan application. vii. Hand-off internally to closing unit after performing pre-closing steps.

Knowledge/Experience

• One to two years of conventional mortgage Processing experience
• Knowledge of full loan cycle processing (from beginning to end)
• Strong understanding of Desktop Underwriter (DU) and Loan Prospector(LP) and HARP guidelines

Competencies/Skills

• Strong communication skills, verbal and written
• Strong analytical skills
• Demonstrated ability to resolve complicated issues as they arise
• Proven organizational skills and demonstrated ability to prioritize and multi-task

Skills

• Able to work through multiple computer programs and multi-computer monitors
• Flexible in terms of shifts
• Knowledge of MS Office