Mortgage Loan Processor

Paycom - ATS; Augusta (ME); On-site; USD 68,770,000 - 74,501,000; Full time

Benefits offered by this job

Medical insurance

HSA contribution

Dental and Vision Insurance

Life Insurance

Disability Insurance

401(k) employer match

Paid time off (PTO)

Job summary

Maine State Credit Union is seeking an experienced Mortgage Loan Processor to join our Mortgage Lending Team in Maine. You will own details, manage the loan pipeline, and ensure a seamless lending process for our members.

You will balance multiple files, collaborate with lenders and vendors, and navigate compliance requirements in a dynamic environment. This role supports accurate closings and confidential member information.

Qualifications

• 1–3 years of mortgage or loan processing experience.
• Strong knowledge of loan documentation and compliance requirements.
• Experience using LOS systems (Encompass preferred).
• Clear written and verbal communication skills.

Responsibilities

• Manage the loan pipeline from application through closing, keeping files accurate, complete, and on track.
• Prepare loan documentation for new and modified real estate and consumer loans using the LOS.
• Order and coordinate third-party services such as title work, appraisals, and legal documents.
• Review loan files for compliance and accuracy, ensuring adherence to federal and state regulations including QM, ATR, and TRID.
• Complete post‑closing tasks including recording security documents and supporting audit requests.

Skills

Mortgage processing

Loan documentation

Compliance knowledge

Encompass LOS

Communication skills

Tools

Encompass LOS

Job description

Are you an experienced Mortgage Loan Processor who thrives on accuracy, organization, and keeping loans moving smoothly from application to closing?At Maine State Credit Union, you’ll be a critical partner to our Mortgage Lending Team owning the details, managing the loan pipeline, and ensuring our members experience a seamless, professional lending process.This role is ideal for someone who enjoys balancing multiple priorities, collaborating with lenders and vendors, and confidently navigating compliance requirements in a dynamic environment.What Your Day Will Look LikeAs a Mortgage Loan Processor, your daily work will be hands‑on, detail‑driven, and essential to successful loan closings:• Manage the loan pipeline from application through closing keeping files accurate, complete, and on track.• Prepare loan documentation for new and modified real estate and consumer loans using the Credit Union’s Loan Origination System (LOS).• Order and coordinate third‑party services such as title work, appraisals, and legal documents—following up to keep timelines moving.• Review loan files for compliance and accuracy, ensuring adherence to federal and state regulations including QM, ATR, and TRID.• Complete post‑closing tasks including recording security documents, ensuring final title policies are issued, and supporting audit requests.• Maintain strict confidentiality while upholding the Credit Union’s member‑first service standards.Why You’ll Enjoy This Role1. You’ll have ownership of your work and see the direct results of your efforts at closing2. You’ll work with a collaborative lending team that values accuracy, accountability, and serviceWhat We’re Looking For1–3 years of mortgage or loan processing experienceStrong working knowledge of loan documentation, policies, and compliance requirementsExperience using Encompass LOS or similar systems (preferred)Comfortable managing multiple files and deadlines simultaneouslyClear, professional written and verbal communication skillsCompensation: 24/hr-26/hr, depending on experience.Benefits of Employment with Maine State Credit Union:In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.We are also proud of the benefits we offer:Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%HSA – generous employer contributionEmployer funded HRAEmployer-subsidized Dental and Vision Insurance100% employer paid - Life, Short-Term Disability and Long-Term Disability InsuranceAccident InsuranceCompetitive wages, and annual evaluations with compensation adjustmentsGenerous 401(k) employer match, plus annual discretionary contributionGenerous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidaysEducation reimbursement - up to $5,000 annually for undergraduateOpportunities to volunteer in our local communities100% Employer Paid EAP which includes 6 free mental health sessionsWellness Reimbursement of up to $150